Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 523.239658ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 503 mean 155 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k 750k http://area-stddev-1988-2019 http://area-1988-2019 33134.494;0.008; 33134 70747.099;0.047; 108359.705;0.132; 145972.311;0.179; 183584.917;0.142; 221197.523;0.115; 258810.129;0.109; 296422.735;0.073; 296423 334035.341;0.056; 371647.947;0.036; 409260.552;0.028; 446873.158;0.022; 484485.764;0.017; 522098.370;0.006; 559710.976;0.007; 597323.582;0.006; 597324 634936.188;0.004; 672548.794;0.003; 710161.399;0.002; 747774.005;0.001; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 Probability 0k 250k 500k 750k http://area-stddev-2011-2019 http://area-2011-2019 81020.403;0.003; 81020 101713.468;0.013; 122406.532;0.033; 143099.596;0.052; 163792.661;0.083; 184485.725;0.085; 205178.789;0.090; 225871.853;0.101; 225872 246564.918;0.081; 267257.982;0.076; 287951.046;0.068; 308644.111;0.062; 329337.175;0.045; 350030.239;0.045; 370723.304;0.031; 391416.368;0.028; 391416 412109.432;0.020; 432802.497;0.021; 453495.561;0.014; 474188.625;0.010; 494881.690;0.006; 515574.754;0.009; 536267.818;0.008; 556960.883;0.004; 556961 577653.947;0.003; 598347.011;0.003; 619040.076;0.001; 639733.140;0.002; 660426.204;0.000; 681119.269;0.000; 722505.397;0.000; 722505 743198.462;0.000; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.25 0.5 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 26507.595;0.055; 26508 85254.903;0.311; 144002.211;0.257; 202749.520;0.182; 202750 261496.828;0.092; 320244.136;0.049; 378991.444;0.023; 437738.753;0.012; 437739 496486.061;0.007; 64816.323;0.016; 64816 97136.918;0.086; 129457.514;0.168; 161778.110;0.191; 161778 194098.705;0.157; 226419.301;0.130; 258739.897;0.090; 291060.493;0.059; 291060 323381.088;0.041; 355701.684;0.024; 388022.280;0.014; 420342.875;0.012; 420343 452663.471;0.006; 484984.067;0.003; 1988-2019 2011-2019 Euros bond_fund density 0 0.25 0.5 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 6626.899;0.055; 6627 21313.726;0.311; 36000.553;0.257; 50687.380;0.182; 50687 65374.207;0.092; 80061.034;0.049; 94747.861;0.023; 16204.081;0.016; 16204 24284.230;0.086; 32364.378;0.168; 40444.527;0.191; 40445 48524.676;0.157; 56604.825;0.130; 64684.974;0.090; 72765.123;0.059; 72765 80845.272;0.041; 88925.421;0.024; 97005.570;0.014; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 26507.595;0.008; 26508 56597.680;0.047; 86687.764;0.132; 116777.849;0.179; 146867.934;0.142; 176958.018;0.115; 207048.103;0.109; 237138.188;0.073; 237138 267228.273;0.056; 297318.357;0.036; 327408.442;0.028; 357498.527;0.022; 387588.611;0.017; 417678.696;0.006; 447768.781;0.007; 477858.865;0.006; 477859 1988-2019 Euros bond_fund density 0 0.05 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 64816.323;0.003; 64816 81370.774;0.013; 97925.225;0.033; 114479.677;0.052; 131034.128;0.083; 147588.580;0.085; 164143.031;0.090; 180697.483;0.101; 180697 197251.934;0.081; 213806.386;0.076; 230360.837;0.068; 246915.289;0.062; 263469.740;0.045; 280024.192;0.045; 296578.643;0.031; 313133.094;0.028; 313133 329687.546;0.020; 346241.997;0.021; 362796.449;0.014; 379350.900;0.010; 395905.352;0.006; 412459.803;0.009; 429014.255;0.008; 445568.706;0.004; 445569 462123.158;0.003; 478677.609;0.003; 495232.060;0.001; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 50k 100k 150k http://area-stddev-1988-2019 http://area-1988-2019 6626.899;0.008; 6627 14149.420;0.047; 21671.941;0.132; 29194.462;0.179; 36716.983;0.142; 44239.505;0.115; 51762.026;0.109; 59284.547;0.073; 59285 66807.068;0.056; 74329.589;0.036; 81852.110;0.028; 89374.632;0.022; 96897.153;0.017; 104419.674;0.006; 111942.195;0.007; 119464.716;0.006; 119465 126987.238;0.004; 134509.759;0.003; 142032.280;0.002; 149554.801;0.001; 1988-2019 Euros stock_fund density 0 0.05 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 16204.081;0.003; 16204 20342.694;0.013; 24481.306;0.033; 28619.919;0.052; 32758.532;0.083; 36897.145;0.085; 41035.758;0.090; 45174.371;0.101; 45174 49312.984;0.081; 53451.596;0.076; 57590.209;0.068; 61728.822;0.062; 65867.435;0.045; 70006.048;0.045; 74144.661;0.031; 78283.274;0.028; 78283 82421.886;0.020; 86560.499;0.021; 90699.112;0.014; 94837.725;0.010; 98976.338;0.006; 2011-2019 Euros stock_fund density