Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 433.589283ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 511 mean 159 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 22443.834;0.002; 57460.482;0.023; 92477.129;0.088; 127493.776;0.144; 162510.423;0.147; 197527.071;0.140; 232543.718;0.106; 232544 267560.365;0.091; 302577.013;0.065; 337593.660;0.046; 372610.307;0.039; 407626.954;0.029; 442643.602;0.019; 477660.249;0.022; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 80791.788;0.003; 80792 105412.854;0.016; 130033.920;0.040; 154654.985;0.081; 179276.051;0.108; 203897.117;0.114; 228518.183;0.114; 253139.248;0.099; 253139 277760.314;0.091; 302381.380;0.072; 327002.446;0.063; 351623.511;0.044; 376244.577;0.036; 400865.643;0.025; 425486.709;0.019; 450107.774;0.018; 450108 474728.840;0.010; 499349.906;0.014; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 44634.418;0.111; 99327.086;0.291; 154019.754;0.247; 154020 208712.422;0.156; 263405.090;0.085; 318097.758;0.048; 372790.427;0.033; 372790 427483.095;0.010; 482175.763;0.005; 64633.431;0.020; 64633 103089.190;0.121; 141544.950;0.222; 180000.710;0.213; 180001 218456.470;0.162; 256912.230;0.108; 295367.990;0.061; 333823.749;0.038; 333824 372279.509;0.024; 410735.269;0.015; 449191.029;0.006; 487646.789;0.003; 487647 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 11158.604;0.111; 24831.771;0.291; 38504.939;0.247; 38505 52178.106;0.156; 65851.273;0.085; 79524.440;0.048; 93197.607;0.033; 93198 16158.358;0.020; 16158 25772.298;0.121; 35386.238;0.222; 45000.178;0.213; 45000 54614.117;0.162; 64228.057;0.108; 73841.997;0.061; 83455.937;0.038; 83456 93069.877;0.024; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 17955.068;0.002; 45968.385;0.023; 73981.703;0.088; 101995.021;0.144; 130008.339;0.147; 158021.657;0.140; 186034.974;0.106; 186035 214048.292;0.091; 242061.610;0.065; 270074.928;0.046; 298088.246;0.039; 326101.564;0.029; 354114.881;0.019; 382128.199;0.022; 410141.517;0.011; 410142 438154.835;0.007; 466168.153;0.004; 494181.470;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 64633.431;0.003; 64633 84330.283;0.016; 104027.136;0.040; 123723.988;0.081; 143420.841;0.108; 163117.694;0.114; 182814.546;0.114; 202511.399;0.099; 202511 222208.251;0.091; 241905.104;0.072; 261601.957;0.063; 281298.809;0.044; 300995.662;0.036; 320692.514;0.025; 340389.367;0.019; 360086.219;0.018; 360086 379783.072;0.010; 399479.925;0.014; 419176.777;0.008; 438873.630;0.006; 458570.482;0.004; 478267.335;0.002; 497964.188;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 4488.767;0.002; 11492.096;0.023; 18495.426;0.088; 25498.755;0.144; 32502.085;0.147; 39505.414;0.140; 46508.744;0.106; 46509 53512.073;0.091; 60515.403;0.065; 67518.732;0.046; 74522.061;0.039; 81525.391;0.029; 88528.720;0.019; 95532.050;0.022; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 16158.358;0.003; 16158 21082.571;0.016; 26006.784;0.040; 30930.997;0.081; 35855.210;0.108; 40779.423;0.114; 45703.637;0.114; 50627.850;0.099; 50628 55552.063;0.091; 60476.276;0.072; 65400.489;0.063; 70324.702;0.044; 75248.915;0.036; 80173.129;0.025; 85097.342;0.019; 90021.555;0.018; 90022 94945.768;0.010; 99869.981;0.014; 2011-2019 Euros stock_fund density