Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 83.030376ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 511 mean 149 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 38576.074;0.012; 82051.346;0.088; 125526.618;0.171; 169001.890;0.193; 212477.161;0.167; 255952.433;0.118; 299427.705;0.073; 299428 342902.977;0.058; 386378.249;0.038; 429853.521;0.026; 473328.792;0.018; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 81223.117;0.002; 81223 102359.842;0.011; 123496.567;0.033; 144633.293;0.061; 165770.018;0.082; 186906.744;0.101; 208043.469;0.099; 229180.195;0.101; 229180 250316.920;0.088; 271453.646;0.065; 292590.371;0.070; 313727.097;0.060; 334863.822;0.048; 356000.548;0.038; 377137.273;0.027; 398273.999;0.025; 398274 419410.724;0.016; 440547.450;0.016; 461684.175;0.014; 482820.901;0.008; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.25 0.5 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 63984.876;0.259; 131889.110;0.360; 199793.344;0.191; 199793 267697.578;0.096; 335601.812;0.045; 403506.046;0.016; 471410.281;0.010; 471410 64978.493;0.013; 64978 97992.045;0.094; 131005.598;0.183; 164019.150;0.200; 164019 197032.702;0.153; 230046.254;0.129; 263059.806;0.086; 296073.359;0.052; 296073 329086.911;0.032; 362100.463;0.022; 395114.015;0.014; 428127.567;0.008; 428128 461141.119;0.006; 494154.672;0.002; 1988-2019 2011-2019 Euros bond_fund density 0 0.25 0.5 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 15996.219;0.259; 32972.277;0.360; 49948.336;0.191; 49948 66924.395;0.096; 83900.453;0.045; 16244.623;0.013; 16245 24498.011;0.094; 32751.399;0.183; 41004.787;0.200; 41005 49258.175;0.153; 57511.564;0.129; 65764.952;0.086; 74018.340;0.052; 74018 82271.728;0.032; 90525.116;0.022; 98778.504;0.014; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 30860.859;0.012; 65641.077;0.088; 100421.294;0.171; 135201.512;0.193; 169981.729;0.167; 204761.947;0.118; 239542.164;0.073; 239542 274322.382;0.058; 309102.599;0.038; 343882.817;0.026; 378663.034;0.018; 413443.251;0.010; 448223.469;0.007; 483003.686;0.008; 1988-2019 Euros bond_fund density 0 0.05 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 64978.493;0.002; 64978 81887.874;0.011; 98797.254;0.033; 115706.634;0.061; 132616.015;0.082; 149525.395;0.101; 166434.776;0.099; 183344.156;0.101; 183344 200253.536;0.088; 217162.917;0.065; 234072.297;0.070; 250981.677;0.060; 267891.058;0.048; 284800.438;0.038; 301709.819;0.027; 318619.199;0.025; 318619 335528.579;0.016; 352437.960;0.016; 369347.340;0.014; 386256.721;0.008; 403166.101;0.007; 420075.481;0.008; 436984.862;0.005; 453894.242;0.004; 453894 470803.623;0.005; 487713.003;0.001; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 7715.215;0.012; 16410.269;0.088; 25105.324;0.171; 33800.378;0.193; 42495.432;0.167; 51190.487;0.118; 59885.541;0.073; 59886 68580.595;0.058; 77275.650;0.038; 85970.704;0.026; 94665.758;0.018; 1988-2019 Euros stock_fund density 0 0.05 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 16244.623;0.002; 16245 20471.968;0.011; 24699.313;0.033; 28926.659;0.061; 33154.004;0.082; 37381.349;0.101; 41608.694;0.099; 45836.039;0.101; 45836 50063.384;0.088; 54290.729;0.065; 58518.074;0.070; 62745.419;0.060; 66972.764;0.048; 71200.110;0.038; 75427.455;0.027; 79654.800;0.025; 79655 83882.145;0.016; 88109.490;0.016; 92336.835;0.014; 96564.180;0.008; 2011-2019 Euros stock_fund density