Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 104.983848ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 517 mean 148 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 24557.209;0.003; 24557 60406.663;0.027; 96256.117;0.093; 132105.570;0.140; 167955.024;0.155; 203804.477;0.142; 239653.931;0.115; 275503.385;0.093; 275503 311352.838;0.066; 347202.292;0.043; 383051.746;0.034; 418901.199;0.021; 454750.653;0.016; 490600.106;0.014; 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 83646.166;0.004; 83646 103109.988;0.010; 122573.810;0.028; 142037.632;0.053; 161501.453;0.066; 180965.275;0.088; 200429.097;0.091; 219892.919;0.092; 219893 239356.741;0.072; 258820.562;0.081; 278284.384;0.067; 297748.206;0.060; 317212.028;0.053; 336675.850;0.040; 356139.672;0.040; 375603.493;0.023; 375603 395067.315;0.023; 414531.137;0.023; 433994.959;0.015; 453458.781;0.014; 472922.602;0.010; 492386.424;0.008; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 19645.768;0.030; 19646 75639.200;0.233; 131632.632;0.297; 187626.064;0.208; 187626 243619.497;0.109; 299612.929;0.055; 355606.361;0.030; 411599.794;0.016; 411600 467593.226;0.008; 66916.933;0.014; 66917 97317.569;0.082; 127718.205;0.154; 158118.841;0.183; 158119 188519.477;0.153; 218920.113;0.128; 249320.749;0.094; 279721.385;0.063; 279721 310122.021;0.046; 340522.657;0.029; 370923.293;0.018; 401323.929;0.012; 401324 431724.565;0.010; 462125.201;0.007; 492525.837;0.002; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 4911.442;0.030; 4911 18909.800;0.233; 32908.158;0.297; 46906.516;0.208; 46907 60904.874;0.109; 74903.232;0.055; 88901.590;0.030; 16729.233;0.014; 16729 24329.392;0.082; 31929.551;0.154; 39529.710;0.183; 39530 47129.869;0.153; 54730.028;0.128; 62330.187;0.094; 69930.346;0.063; 69930 77530.505;0.046; 85130.664;0.029; 92730.823;0.018; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 19645.768;0.003; 19646 48325.330;0.027; 77004.893;0.093; 105684.456;0.140; 134364.019;0.155; 163043.582;0.142; 191723.145;0.115; 220402.708;0.093; 220403 249082.271;0.066; 277761.834;0.043; 306441.396;0.034; 335120.959;0.021; 363800.522;0.016; 392480.085;0.014; 421159.648;0.008; 449839.211;0.009; 449839 478518.774;0.005; 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 66916.933;0.004; 66917 82487.990;0.010; 98059.048;0.028; 113630.105;0.053; 129201.163;0.066; 144772.220;0.088; 160343.278;0.091; 175914.335;0.092; 175914 191485.392;0.072; 207056.450;0.081; 222627.507;0.067; 238198.565;0.060; 253769.622;0.053; 269340.680;0.040; 284911.737;0.040; 300482.795;0.023; 300483 316053.852;0.023; 331624.910;0.023; 347195.967;0.015; 362767.025;0.014; 378338.082;0.010; 393909.139;0.008; 409480.197;0.007; 425051.254;0.006; 425051 440622.312;0.006; 456193.369;0.004; 471764.427;0.004; 487335.484;0.003; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 4911.442;0.003; 4911 12081.333;0.027; 19251.223;0.093; 26421.114;0.140; 33591.005;0.155; 40760.895;0.142; 47930.786;0.115; 55100.677;0.093; 55101 62270.568;0.066; 69440.458;0.043; 76610.349;0.034; 83780.240;0.021; 90950.131;0.016; 98120.021;0.014; 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 16729.233;0.004; 16729 20621.998;0.010; 24514.762;0.028; 28407.526;0.053; 32300.291;0.066; 36193.055;0.088; 40085.819;0.091; 43978.584;0.092; 43979 47871.348;0.072; 51764.112;0.081; 55656.877;0.067; 59549.641;0.060; 63442.406;0.053; 67335.170;0.040; 71227.934;0.040; 75120.699;0.023; 75121 79013.463;0.023; 82906.227;0.023; 86798.992;0.015; 90691.756;0.014; 94584.520;0.010; 98477.285;0.008; 2011-2019 Euros stock_fund density