Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 72.530627ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 512 mean 157 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 15934.052;0.001; 15934 47408.565;0.011; 78883.079;0.051; 110357.592;0.105; 141832.106;0.134; 173306.619;0.128; 204781.133;0.132; 236255.646;0.102; 236256 267730.160;0.080; 299204.673;0.058; 330679.187;0.050; 362153.700;0.034; 393628.214;0.029; 425102.727;0.021; 456577.241;0.010; 488051.754;0.010; 488052 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 73216.596;0.001; 73217 92737.628;0.005; 112258.659;0.022; 131779.691;0.038; 151300.722;0.071; 170821.754;0.070; 190342.785;0.078; 209863.817;0.080; 209864 229384.848;0.082; 248905.880;0.100; 268426.912;0.067; 287947.943;0.061; 307468.975;0.068; 326990.006;0.051; 346511.038;0.038; 366032.069;0.033; 366032 385553.101;0.022; 405074.132;0.025; 424595.164;0.020; 444116.195;0.014; 463637.227;0.009; 483158.258;0.009; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 12747.241;0.012; 12747 61907.434;0.156; 111067.626;0.262; 160227.819;0.234; 160228 209388.011;0.138; 258548.204;0.084; 307708.396;0.050; 356868.589;0.019; 356869 406028.781;0.021; 455188.974;0.009; 58573.277;0.006; 58573 89063.269;0.060; 119553.261;0.141; 150043.253;0.158; 150043 180533.245;0.182; 211023.237;0.128; 241513.230;0.119; 272003.222;0.071; 272003 302493.214;0.047; 332983.206;0.035; 363473.198;0.018; 393963.190;0.012; 393963 424453.182;0.009; 454943.174;0.007; 485433.166;0.002; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 3186.810;0.012; 3187 15476.858;0.156; 27766.907;0.262; 40056.955;0.234; 40057 52347.003;0.138; 64637.051;0.084; 76927.099;0.050; 89217.147;0.019; 89217 14643.319;0.006; 14643 22265.817;0.060; 29888.315;0.141; 37510.813;0.158; 37511 45133.311;0.182; 52755.809;0.128; 60378.307;0.119; 68000.805;0.071; 68001 75623.303;0.047; 83245.801;0.035; 90868.299;0.018; 98490.798;0.012; 98491 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 12747.241;0.001; 12747 37926.852;0.011; 63106.463;0.051; 88286.074;0.105; 113465.685;0.134; 138645.295;0.128; 163824.906;0.132; 189004.517;0.102; 189005 214184.128;0.080; 239363.738;0.058; 264543.349;0.050; 289722.960;0.034; 314902.571;0.029; 340082.182;0.021; 365261.792;0.010; 390441.403;0.010; 390441 415621.014;0.010; 440800.625;0.011; 465980.236;0.007; 491159.846;0.002; 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 58573.277;0.001; 58573 74190.102;0.005; 89806.927;0.022; 105423.753;0.038; 121040.578;0.071; 136657.403;0.070; 152274.228;0.078; 167891.054;0.080; 167891 183507.879;0.082; 199124.704;0.100; 214741.529;0.067; 230358.354;0.061; 245975.180;0.068; 261592.005;0.051; 277208.830;0.038; 292825.655;0.033; 292826 308442.481;0.022; 324059.306;0.025; 339676.131;0.020; 355292.956;0.014; 370909.781;0.009; 386526.607;0.009; 402143.432;0.006; 417760.257;0.005; 417760 433377.082;0.006; 448993.907;0.003; 464610.733;0.002; 480227.558;0.004; 495844.383;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 3186.810;0.001; 3187 9481.713;0.011; 15776.616;0.051; 22071.518;0.105; 28366.421;0.134; 34661.324;0.128; 40956.227;0.132; 47251.129;0.102; 47251 53546.032;0.080; 59840.935;0.058; 66135.837;0.050; 72430.740;0.034; 78725.643;0.029; 85020.545;0.021; 91315.448;0.010; 97610.351;0.010; 97610 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 14643.319;0.001; 14643 18547.526;0.005; 22451.732;0.022; 26355.938;0.038; 30260.144;0.071; 34164.351;0.070; 38068.557;0.078; 41972.763;0.080; 41973 45876.970;0.082; 49781.176;0.100; 53685.382;0.067; 57589.589;0.061; 61493.795;0.068; 65398.001;0.051; 69302.208;0.038; 73206.414;0.033; 73206 77110.620;0.022; 81014.826;0.025; 84919.033;0.020; 88823.239;0.014; 92727.445;0.009; 96631.652;0.009; 2011-2019 Euros stock_fund density