Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 106.183102ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 513 mean 154 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 17816.625;0.000; 17817 39340.040;0.002; 60863.454;0.012; 82386.868;0.037; 103910.282;0.056; 125433.697;0.080; 146957.111;0.096; 168480.525;0.095; 168481 190003.939;0.083; 211527.353;0.084; 233050.768;0.076; 254574.182;0.060; 276097.596;0.048; 297621.010;0.046; 319144.425;0.041; 340667.839;0.034; 340668 362191.253;0.027; 383714.667;0.020; 405238.082;0.019; 426761.496;0.019; 448284.910;0.010; 469808.324;0.007; 491331.738;0.005; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 74214.620;0.003; 74215 96505.562;0.010; 118796.505;0.030; 141087.448;0.058; 163378.390;0.094; 185669.333;0.103; 207960.276;0.100; 230251.219;0.100; 230251 252542.161;0.090; 274833.104;0.081; 297124.047;0.073; 319414.989;0.048; 341705.932;0.048; 363996.875;0.030; 386287.817;0.029; 408578.760;0.023; 408579 430869.703;0.016; 453160.645;0.017; 475451.588;0.009; 497742.531;0.009; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 14253.300;0.003; 14253 47870.824;0.050; 81488.347;0.136; 115105.870;0.191; 115106 148723.393;0.167; 182340.916;0.136; 215958.439;0.094; 249575.963;0.076; 249576 283193.486;0.047; 316811.009;0.038; 350428.532;0.018; 384046.055;0.012; 384046 417663.578;0.013; 451281.102;0.007; 484898.625;0.005; 59371.696;0.013; 59372 94188.025;0.088; 129004.355;0.197; 163820.684;0.200; 163821 198637.014;0.171; 233453.343;0.121; 268269.673;0.078; 303086.003;0.052; 303086 337902.332;0.034; 372718.662;0.018; 407534.991;0.012; 442351.321;0.008; 442351 477167.650;0.003; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 3563.325;0.003; 3563 11967.706;0.050; 20372.087;0.136; 28776.467;0.191; 28776 37180.848;0.167; 45585.229;0.136; 53989.610;0.094; 62393.991;0.076; 62394 70798.371;0.047; 79202.752;0.038; 87607.133;0.018; 96011.514;0.012; 96012 14842.924;0.013; 14843 23547.006;0.088; 32251.089;0.197; 40955.171;0.200; 40955 49659.253;0.171; 58363.336;0.121; 67067.418;0.078; 75771.501;0.052; 75772 84475.583;0.034; 93179.665;0.018; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 14253.300;0.000; 14253 31472.032;0.002; 48690.763;0.012; 65909.494;0.037; 83128.226;0.056; 100346.957;0.080; 117565.689;0.096; 134784.420;0.095; 134784 152003.151;0.083; 169221.883;0.084; 186440.614;0.076; 203659.346;0.060; 220878.077;0.048; 238096.808;0.046; 255315.540;0.041; 272534.271;0.034; 272534 289753.002;0.027; 306971.734;0.020; 324190.465;0.019; 341409.197;0.019; 358627.928;0.010; 375846.659;0.007; 393065.391;0.005; 410284.122;0.006; 410284 427502.854;0.008; 444721.585;0.006; 461940.316;0.004; 479159.048;0.003; 496377.779;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 59371.696;0.003; 59372 77204.450;0.010; 95037.204;0.030; 112869.958;0.058; 130702.712;0.094; 148535.467;0.103; 166368.221;0.100; 184200.975;0.100; 184201 202033.729;0.090; 219866.483;0.081; 237699.237;0.073; 255531.991;0.048; 273364.746;0.048; 291197.500;0.030; 309030.254;0.029; 326863.008;0.023; 326863 344695.762;0.016; 362528.516;0.017; 380361.271;0.009; 398194.025;0.009; 416026.779;0.007; 433859.533;0.005; 451692.287;0.004; 469525.041;0.004; 469525 487357.795;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 3563.325;0.000; 3563 7868.008;0.002; 12172.691;0.012; 16477.374;0.037; 20782.056;0.056; 25086.739;0.080; 29391.422;0.096; 33696.105;0.095; 33696 38000.788;0.083; 42305.471;0.084; 46610.154;0.076; 50914.836;0.060; 55219.519;0.048; 59524.202;0.046; 63828.885;0.041; 68133.568;0.034; 68134 72438.251;0.027; 76742.933;0.020; 81047.616;0.019; 85352.299;0.019; 89656.982;0.010; 93961.665;0.007; 98266.348;0.005; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 14842.924;0.003; 14843 19301.112;0.010; 23759.301;0.030; 28217.490;0.058; 32675.678;0.094; 37133.867;0.103; 41592.055;0.100; 46050.244;0.100; 46050 50508.432;0.090; 54966.621;0.081; 59424.809;0.073; 63882.998;0.048; 68341.186;0.048; 72799.375;0.030; 77257.563;0.029; 81715.752;0.023; 81716 86173.941;0.016; 90632.129;0.017; 95090.318;0.009; 99548.506;0.009; 2011-2019 Euros stock_fund density