Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 85.857097ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 506 mean 129 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k 750k http://area-stddev-1988-2019 http://area-1988-2019 13732.479;0.002; 44758.695;0.014; 75784.911;0.056; 106811.127;0.102; 137837.343;0.119; 137837 168863.560;0.133; 199889.776;0.120; 230915.992;0.100; 261942.208;0.081; 292968.424;0.064; 323994.640;0.053; 355020.856;0.038; 386047.072;0.026; 386047 417073.288;0.026; 448099.504;0.020; 479125.720;0.009; 510151.936;0.008; 541178.152;0.006; 572204.368;0.006; 603230.584;0.005; 634256.800;0.004; 634257 665283.016;0.003; 696309.232;0.002; 727335.448;0.002; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k 750k http://area-stddev-2011-2019 http://area-2011-2019 84688.189;0.008; 84688 117854.290;0.060; 151020.391;0.102; 184186.491;0.156; 217352.592;0.147; 250518.693;0.139; 283684.794;0.102; 316850.895;0.084; 316851 350016.996;0.054; 383183.097;0.038; 416349.197;0.030; 449515.298;0.025; 482681.399;0.016; 515847.500;0.012; 549013.601;0.007; 582179.702;0.008; 582180 615345.803;0.004; 648511.903;0.002; 681678.004;0.000; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 33443.054;0.069; 81903.049;0.221; 81903 130363.043;0.253; 178823.038;0.181; 227283.032;0.117; 275743.027;0.064; 275743 324203.022;0.046; 372663.016;0.016; 421123.011;0.011; 469583.005;0.009; 469583 67750.551;0.068; 67751 119552.842;0.257; 171355.133;0.286; 223157.424;0.187; 223157 274959.715;0.093; 326762.005;0.056; 378564.296;0.028; 430366.587;0.016; 430367 482168.878;0.007; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 8360.764;0.069; 20475.762;0.221; 20476 32590.761;0.253; 44705.759;0.181; 56820.758;0.117; 68935.757;0.064; 68936 81050.755;0.046; 93165.754;0.016; 16937.638;0.068; 16938 29888.210;0.257; 42838.783;0.286; 55789.356;0.187; 55789 68739.929;0.093; 81690.501;0.056; 94641.074;0.028; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 10985.983;0.002; 35806.956;0.014; 60627.929;0.056; 85448.902;0.102; 110269.875;0.119; 110270 135090.848;0.133; 159911.820;0.120; 184732.793;0.100; 209553.766;0.081; 234374.739;0.064; 259195.712;0.053; 284016.685;0.038; 308837.657;0.026; 308838 333658.630;0.026; 358479.603;0.020; 383300.576;0.009; 408121.549;0.008; 432942.522;0.006; 457763.494;0.006; 482584.467;0.005; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 67750.551;0.008; 67751 94283.432;0.060; 120816.312;0.102; 147349.193;0.156; 173882.074;0.147; 200414.955;0.139; 226947.835;0.102; 253480.716;0.084; 253481 280013.597;0.054; 306546.477;0.038; 333079.358;0.030; 359612.239;0.025; 386145.119;0.016; 412678.000;0.012; 439210.881;0.007; 465743.761;0.008; 465744 492276.642;0.004; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 2746.496;0.002; 8951.739;0.014; 15156.982;0.056; 21362.225;0.102; 27567.469;0.119; 27567 33772.712;0.133; 39977.955;0.120; 46183.198;0.100; 52388.442;0.081; 58593.685;0.064; 64798.928;0.053; 71004.171;0.038; 77209.414;0.026; 77209 83414.658;0.026; 89619.901;0.020; 95825.144;0.009; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 0.2 Probability 0k 50k 100k http://area-stddev-2011-2019 http://area-2011-2019 16937.638;0.008; 16938 23570.858;0.060; 30204.078;0.102; 36837.298;0.156; 43470.518;0.147; 50103.739;0.139; 56736.959;0.102; 63370.179;0.084; 63370 70003.399;0.054; 76636.619;0.038; 83269.839;0.030; 89903.060;0.025; 96536.280;0.016; 2011-2019 Euros stock_fund density