Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 770.935451ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 511 mean 155 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 12648.744;0.002; 12649 42114.361;0.006; 71579.978;0.038; 101045.595;0.097; 130511.212;0.106; 159976.829;0.123; 189442.446;0.122; 218908.063;0.108; 218908 248373.680;0.094; 277839.297;0.071; 307304.914;0.055; 336770.531;0.048; 366236.148;0.033; 395701.765;0.023; 425167.382;0.019; 454632.999;0.013; 454633 484098.616;0.007; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 79275.944;0.005; 79276 104281.252;0.019; 129286.560;0.044; 154291.869;0.079; 179297.177;0.106; 204302.485;0.116; 229307.793;0.112; 254313.101;0.111; 254313 279318.409;0.092; 304323.718;0.066; 329329.026;0.054; 354334.334;0.044; 379339.642;0.034; 404344.950;0.031; 429350.258;0.023; 454355.567;0.018; 454356 479360.875;0.013; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 10118.995;0.007; 10119 56141.482;0.135; 102163.970;0.229; 148186.458;0.229; 148186 194208.945;0.164; 240231.433;0.103; 286253.920;0.056; 332276.408;0.032; 332276 378298.895;0.019; 424321.383;0.008; 470343.871;0.005; 63420.755;0.024; 63421 102476.665;0.124; 141532.575;0.222; 180588.485;0.222; 180588 219644.395;0.158; 258700.305;0.098; 297756.215;0.064; 336812.125;0.041; 336812 375868.034;0.022; 414923.944;0.009; 453979.854;0.007; 493035.764;0.003; 493036 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 2529.749;0.007; 2530 14035.371;0.135; 25540.993;0.229; 37046.614;0.229; 37047 48552.236;0.164; 60057.858;0.103; 71563.480;0.056; 83069.102;0.032; 83069 94574.724;0.019; 15855.189;0.024; 15855 25619.166;0.124; 35383.144;0.222; 45147.121;0.222; 45147 54911.099;0.158; 64675.076;0.098; 74439.054;0.064; 84203.031;0.041; 84203 93967.009;0.022; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 10118.995;0.002; 10119 33691.489;0.006; 57263.982;0.038; 80836.476;0.097; 104408.969;0.106; 127981.463;0.123; 151553.957;0.122; 175126.450;0.108; 175126 198698.944;0.094; 222271.438;0.071; 245843.931;0.055; 269416.425;0.048; 292988.919;0.033; 316561.412;0.023; 340133.906;0.019; 363706.399;0.013; 363706 387278.893;0.007; 410851.387;0.012; 434423.880;0.005; 457996.374;0.003; 481568.868;0.002; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 63420.755;0.005; 63421 83425.002;0.019; 103429.248;0.044; 123433.495;0.079; 143437.741;0.106; 163441.988;0.116; 183446.234;0.112; 203450.481;0.111; 203450 223454.728;0.092; 243458.974;0.066; 263463.221;0.054; 283467.467;0.044; 303471.714;0.034; 323475.960;0.031; 343480.207;0.023; 363484.453;0.018; 363484 383488.700;0.013; 403492.946;0.009; 423497.193;0.004; 443501.439;0.005; 463505.686;0.003; 483509.932;0.004; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 2529.749;0.002; 2530 8422.872;0.006; 14315.996;0.038; 20209.119;0.097; 26102.242;0.106; 31995.366;0.123; 37888.489;0.122; 43781.613;0.108; 43782 49674.736;0.094; 55567.859;0.071; 61460.983;0.055; 67354.106;0.048; 73247.230;0.033; 79140.353;0.023; 85033.476;0.019; 90926.600;0.013; 90927 96819.723;0.007; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 15855.189;0.005; 15855 20856.250;0.019; 25857.312;0.044; 30858.374;0.079; 35859.435;0.106; 40860.497;0.116; 45861.559;0.112; 50862.620;0.111; 50863 55863.682;0.092; 60864.744;0.066; 65865.805;0.054; 70866.867;0.044; 75867.928;0.034; 80868.990;0.031; 85870.052;0.023; 90871.113;0.018; 90871 95872.175;0.013; 2011-2019 Euros stock_fund density