Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 85.24968ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 513 mean 121 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k 750k http://area-stddev-1988-2019 http://area-1988-2019 9433.928;0.002; 38529.939;0.005; 67625.951;0.028; 96721.963;0.077; 125817.975;0.116; 154913.987;0.128; 184009.999;0.106; 184010 213106.011;0.106; 242202.023;0.087; 271298.035;0.068; 300394.047;0.056; 329490.059;0.047; 358586.071;0.032; 387682.083;0.030; 416778.095;0.024; 416778 445874.107;0.019; 474970.119;0.017; 504066.130;0.011; 533162.142;0.009; 562258.154;0.004; 591354.166;0.005; 620450.178;0.004; 649546.190;0.002; 649546 678642.202;0.003; 707738.214;0.002; 736834.226;0.003; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k 750k http://area-stddev-2011-2019 http://area-2011-2019 69920.413;0.002; 69920 92834.183;0.009; 115747.954;0.027; 138661.725;0.047; 161575.496;0.088; 184489.266;0.101; 207403.037;0.102; 230316.808;0.099; 230317 253230.579;0.095; 276144.349;0.092; 299058.120;0.070; 321971.891;0.049; 344885.662;0.045; 367799.432;0.039; 390713.203;0.029; 413626.974;0.026; 413627 436540.745;0.015; 459454.515;0.015; 482368.286;0.012; 505282.057;0.010; 528195.828;0.010; 551109.598;0.001; 574023.369;0.004; 596937.140;0.002; 596937 619850.911;0.002; 642764.681;0.002; 665678.452;0.002; 688592.223;0.001; 711505.994;0.001; 734419.764;0.002; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 29715.532;0.033; 75160.732;0.193; 120605.931;0.235; 120606 166051.131;0.194; 211496.330;0.124; 256941.530;0.079; 302386.730;0.053; 302387 347831.929;0.036; 393277.129;0.020; 438722.328;0.008; 484167.528;0.006; 484168 55936.330;0.011; 55936 91725.458;0.074; 127514.585;0.189; 163303.713;0.200; 163304 199092.841;0.187; 234881.968;0.119; 270671.096;0.084; 306460.224;0.054; 306460 342249.351;0.030; 378038.479;0.021; 413827.607;0.011; 449616.734;0.005; 449617 485405.862;0.004; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 50k 100k 150k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 7428.883;0.033; 18790.183;0.193; 30151.483;0.235; 30151 41512.783;0.194; 52874.083;0.124; 64235.383;0.079; 75596.682;0.053; 75597 86957.982;0.036; 98319.282;0.020; 109680.582;0.008; 121041.882;0.006; 121042 132403.182;0.005; 143764.482;0.005; 13984.083;0.011; 13984 22931.364;0.074; 31878.646;0.189; 40825.928;0.200; 40826 49773.210;0.187; 58720.492;0.119; 67667.774;0.084; 76615.056;0.054; 76615 85562.338;0.030; 94509.620;0.021; 103456.902;0.011; 112404.184;0.005; 112404 121351.465;0.004; 130298.747;0.002; 139246.029;0.003; 148193.311;0.002; 148193 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 7547.142;0.002; 30823.952;0.005; 54100.761;0.028; 77377.571;0.077; 100654.380;0.116; 123931.190;0.128; 147207.999;0.106; 147208 170484.809;0.106; 193761.618;0.087; 217038.428;0.068; 240315.238;0.056; 263592.047;0.047; 286868.857;0.032; 310145.666;0.030; 333422.476;0.024; 333422 356699.285;0.019; 379976.095;0.017; 403252.904;0.011; 426529.714;0.009; 449806.523;0.004; 473083.333;0.005; 496360.143;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 55936.330;0.002; 55936 74267.347;0.009; 92598.363;0.027; 110929.380;0.047; 129260.397;0.088; 147591.413;0.101; 165922.430;0.102; 184253.446;0.099; 184253 202584.463;0.095; 220915.480;0.092; 239246.496;0.070; 257577.513;0.049; 275908.529;0.045; 294239.546;0.039; 312570.563;0.029; 330901.579;0.026; 330902 349232.596;0.015; 367563.612;0.015; 385894.629;0.012; 404225.646;0.010; 422556.662;0.010; 440887.679;0.001; 459218.695;0.004; 477549.712;0.002; 477550 495880.729;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 1886.786;0.002; 7705.988;0.005; 13525.190;0.028; 19344.393;0.077; 25163.595;0.116; 30982.797;0.128; 36802.000;0.106; 36802 42621.202;0.106; 48440.405;0.087; 54259.607;0.068; 60078.809;0.056; 65898.012;0.047; 71717.214;0.032; 77536.417;0.030; 83355.619;0.024; 83356 89174.821;0.019; 94994.024;0.017; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 13984.083;0.002; 13984 18566.837;0.009; 23149.591;0.027; 27732.345;0.047; 32315.099;0.088; 36897.853;0.101; 41480.607;0.102; 46063.362;0.099; 46063 50646.116;0.095; 55228.870;0.092; 59811.624;0.070; 64394.378;0.049; 68977.132;0.045; 73559.886;0.039; 78142.641;0.029; 82725.395;0.026; 82725 87308.149;0.015; 91890.903;0.015; 96473.657;0.012; 2011-2019 Euros stock_fund density