Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 71.144716ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 516 mean 140 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 295.013;0.002; 295 34278.707;0.006; 68262.402;0.044; 102246.096;0.094; 136229.791;0.146; 170213.485;0.128; 204197.180;0.143; 238180.874;0.110; 238181 272164.568;0.084; 306148.263;0.067; 340131.957;0.040; 374115.652;0.039; 408099.346;0.031; 442083.041;0.019; 476066.735;0.010; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 76604.533;0.008; 76605 103810.123;0.021; 131015.712;0.058; 158221.302;0.099; 185426.892;0.121; 212632.481;0.130; 239838.071;0.114; 267043.661;0.104; 267044 294249.250;0.090; 321454.840;0.063; 348660.430;0.047; 375866.019;0.038; 403071.609;0.027; 430277.199;0.023; 457482.788;0.015; 484688.378;0.010; 484688 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 236.010;0.008; 236 53315.304;0.137; 106394.599;0.274; 159473.893;0.253; 159474 212553.187;0.151; 265632.481;0.078; 318711.775;0.050; 371791.070;0.020; 371791 424870.364;0.012; 477949.658;0.006; 61283.626;0.029; 61284 103776.166;0.157; 146268.706;0.251; 188761.246;0.218; 188761 231253.787;0.152; 273746.327;0.084; 316238.867;0.050; 358731.407;0.025; 358731 401223.947;0.018; 443716.487;0.008; 486209.027;0.002; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 59.003;0.008; 59 13328.826;0.137; 26598.650;0.274; 39868.473;0.253; 39868 53138.297;0.151; 66408.120;0.078; 79677.944;0.050; 92947.767;0.020; 92948 15320.907;0.029; 15321 25944.042;0.157; 36567.177;0.251; 47190.312;0.218; 47190 57813.447;0.152; 68436.582;0.084; 79059.717;0.050; 89682.852;0.025; 89683 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 236.010;0.002; 236 27422.966;0.006; 54609.921;0.044; 81796.877;0.094; 108983.833;0.146; 136170.788;0.128; 163357.744;0.143; 190544.699;0.110; 190545 217731.655;0.084; 244918.610;0.067; 272105.566;0.040; 299292.521;0.039; 326479.477;0.031; 353666.433;0.019; 380853.388;0.010; 408040.344;0.010; 408040 435227.299;0.006; 462414.255;0.006; 489601.210;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 61283.626;0.008; 61284 83048.098;0.021; 104812.570;0.058; 126577.041;0.099; 148341.513;0.121; 170105.985;0.130; 191870.457;0.114; 213634.928;0.104; 213635 235399.400;0.090; 257163.872;0.063; 278928.344;0.047; 300692.815;0.038; 322457.287;0.027; 344221.759;0.023; 365986.231;0.015; 387750.702;0.010; 387751 409515.174;0.012; 431279.646;0.005; 453044.118;0.004; 474808.589;0.004; 496573.061;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 59.003;0.002; 59 6855.741;0.006; 13652.480;0.044; 20449.219;0.094; 27245.958;0.146; 34042.697;0.128; 40839.436;0.143; 47636.175;0.110; 47636 54432.914;0.084; 61229.653;0.067; 68026.391;0.040; 74823.130;0.039; 81619.869;0.031; 88416.608;0.019; 95213.347;0.010; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 15320.907;0.008; 15321 20762.025;0.021; 26203.142;0.058; 31644.260;0.099; 37085.378;0.121; 42526.496;0.130; 47967.614;0.114; 53408.732;0.104; 53409 58849.850;0.090; 64290.968;0.063; 69732.086;0.047; 75173.204;0.038; 80614.322;0.027; 86055.440;0.023; 91496.558;0.015; 96937.676;0.010; 96938 2011-2019 Euros stock_fund density