Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 82.715476ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 498 mean 167 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 45257.015;0.005; 45257 71895.809;0.032; 98534.603;0.071; 125173.398;0.103; 151812.192;0.114; 178450.986;0.126; 205089.780;0.102; 231728.575;0.088; 231729 258367.369;0.066; 285006.163;0.058; 311644.957;0.046; 338283.752;0.046; 364922.546;0.029; 391561.340;0.022; 418200.134;0.022; 444838.929;0.014; 444839 471477.723;0.010; 498116.517;0.008; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 68824.214;0.003; 68824 99344.036;0.024; 129863.858;0.066; 160383.680;0.120; 190903.503;0.141; 221423.325;0.137; 251943.147;0.123; 282462.970;0.088; 282463 312982.792;0.083; 343502.614;0.058; 374022.437;0.048; 404542.259;0.032; 435062.081;0.029; 465581.904;0.015; 496101.726;0.008; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 36205.612;0.036; 36206 77812.871;0.174; 119420.131;0.240; 161027.391;0.190; 161027 202634.650;0.125; 244241.910;0.092; 285849.169;0.051; 327456.429;0.037; 327456 369063.689;0.018; 410670.948;0.013; 452278.208;0.008; 493885.468;0.004; 493885 55059.371;0.027; 55059 102728.427;0.186; 150397.482;0.278; 198066.538;0.210; 198067 245735.594;0.141; 293404.650;0.080; 341073.706;0.044; 388742.761;0.016; 388743 436411.817;0.008; 484080.873;0.005; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 9051.403;0.036; 9051 19453.218;0.174; 29855.033;0.240; 40256.848;0.190; 40257 50658.663;0.125; 61060.477;0.092; 71462.292;0.051; 81864.107;0.037; 81864 92265.922;0.018; 13764.843;0.027; 13765 25682.107;0.186; 37599.371;0.278; 49516.635;0.210; 49517 61433.899;0.141; 73351.162;0.080; 85268.426;0.044; 97185.690;0.016; 97186 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 36205.612;0.005; 36206 57516.647;0.032; 78827.683;0.071; 100138.718;0.103; 121449.753;0.114; 142760.789;0.126; 164071.824;0.102; 185382.860;0.088; 185383 206693.895;0.066; 228004.930;0.058; 249315.966;0.046; 270627.001;0.046; 291938.037;0.029; 313249.072;0.022; 334560.108;0.022; 355871.143;0.014; 355871 377182.178;0.010; 398493.214;0.008; 419804.249;0.004; 441115.285;0.008; 462426.320;0.004; 483737.355;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 55059.371;0.003; 55059 79475.229;0.024; 103891.087;0.066; 128306.944;0.120; 152722.802;0.141; 177138.660;0.137; 201554.518;0.123; 225970.376;0.088; 225970 250386.234;0.083; 274802.091;0.058; 299217.949;0.048; 323633.807;0.032; 348049.665;0.029; 372465.523;0.015; 396881.381;0.008; 421297.239;0.008; 421297 445713.096;0.005; 470128.954;0.003; 494544.812;0.004; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 9051.403;0.005; 9051 14379.162;0.032; 19706.921;0.071; 25034.680;0.103; 30362.438;0.114; 35690.197;0.126; 41017.956;0.102; 46345.715;0.088; 46346 51673.474;0.066; 57001.233;0.058; 62328.991;0.046; 67656.750;0.046; 72984.509;0.029; 78312.268;0.022; 83640.027;0.022; 88967.786;0.014; 88968 94295.545;0.010; 99623.303;0.008; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 13764.843;0.003; 13765 19868.807;0.024; 25972.772;0.066; 32076.736;0.120; 38180.701;0.141; 44284.665;0.137; 50388.629;0.123; 56492.594;0.088; 56493 62596.558;0.083; 68700.523;0.058; 74804.487;0.048; 80908.452;0.032; 87012.416;0.029; 93116.381;0.015; 99220.345;0.008; 2011-2019 Euros stock_fund density