Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 92.806414ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 515 mean 134 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 29916.999;0.004; 61241.913;0.025; 92566.827;0.066; 123891.741;0.109; 155216.655;0.134; 186541.569;0.140; 217866.483;0.113; 217866 249191.398;0.103; 280516.312;0.083; 311841.226;0.057; 343166.140;0.037; 374491.054;0.028; 405815.968;0.023; 437140.882;0.018; 468465.797;0.010; 468466 499790.711;0.012; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 88267.190;0.013; 88267 118398.642;0.046; 148530.094;0.086; 178661.547;0.132; 208792.999;0.132; 238924.451;0.128; 269055.904;0.120; 299187.356;0.083; 299187 329318.808;0.065; 359450.261;0.044; 389581.713;0.046; 419713.165;0.029; 449844.617;0.023; 479976.070;0.015; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 47800.200;0.091; 96726.733;0.243; 145653.265;0.252; 145653 194579.798;0.186; 243506.330;0.094; 292432.863;0.051; 341359.396;0.028; 341359 390285.928;0.020; 439212.461;0.009; 488138.993;0.006; 70613.752;0.060; 70614 117676.211;0.218; 164738.669;0.261; 211801.128;0.203; 211801 258863.587;0.109; 305926.046;0.074; 352988.505;0.038; 400050.964;0.020; 400051 447113.423;0.009; 494175.881;0.004; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 11950.050;0.091; 24181.683;0.243; 36413.316;0.252; 36413 48644.949;0.186; 60876.583;0.094; 73108.216;0.051; 85339.849;0.028; 85340 97571.482;0.020; 17653.438;0.060; 17653 29419.053;0.218; 41184.667;0.261; 52950.282;0.203; 52950 64715.897;0.109; 76481.511;0.074; 88247.126;0.038; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 23933.599;0.004; 48993.530;0.025; 74053.461;0.066; 99113.393;0.109; 124173.324;0.134; 149233.255;0.140; 174293.187;0.113; 174293 199353.118;0.103; 224413.049;0.083; 249472.981;0.057; 274532.912;0.037; 299592.843;0.028; 324652.775;0.023; 349712.706;0.018; 374772.637;0.010; 374773 399832.569;0.012; 424892.500;0.008; 449952.431;0.005; 475012.363;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 70613.752;0.013; 70614 94718.914;0.046; 118824.075;0.086; 142929.237;0.132; 167034.399;0.132; 191139.561;0.128; 215244.723;0.120; 239349.885;0.083; 239350 263455.047;0.065; 287560.208;0.044; 311665.370;0.046; 335770.532;0.029; 359875.694;0.023; 383980.856;0.015; 408086.018;0.011; 432191.179;0.009; 432191 456296.341;0.006; 480401.503;0.003; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 5983.400;0.004; 12248.383;0.025; 18513.365;0.066; 24778.348;0.109; 31043.331;0.134; 37308.314;0.140; 43573.297;0.113; 43573 49838.280;0.103; 56103.262;0.083; 62368.245;0.057; 68633.228;0.037; 74898.211;0.028; 81163.194;0.023; 87428.176;0.018; 93693.159;0.010; 93693 99958.142;0.012; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 17653.438;0.013; 17653 23679.728;0.046; 29706.019;0.086; 35732.309;0.132; 41758.600;0.132; 47784.890;0.128; 53811.181;0.120; 59837.471;0.083; 59837 65863.762;0.065; 71890.052;0.044; 77916.343;0.046; 83942.633;0.029; 89968.923;0.023; 95995.214;0.015; 2011-2019 Euros stock_fund density