Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 105.494335ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 511 mean 152 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 30003.226;0.001; 30003 54767.722;0.012; 79532.217;0.038; 104296.713;0.075; 129061.208;0.101; 153825.704;0.096; 178590.199;0.110; 203354.695;0.088; 203355 228119.190;0.088; 252883.686;0.074; 277648.181;0.065; 302412.677;0.052; 327177.172;0.039; 351941.668;0.034; 376706.163;0.023; 401470.659;0.018; 401471 426235.154;0.018; 450999.650;0.008; 475764.145;0.013; 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 91106.725;0.007; 91107 112063.347;0.024; 133019.970;0.048; 153976.592;0.068; 174933.215;0.089; 195889.837;0.096; 216846.460;0.094; 237803.083;0.086; 237803 258759.705;0.084; 279716.328;0.071; 300672.950;0.064; 321629.573;0.043; 342586.195;0.041; 363542.818;0.040; 384499.440;0.028; 405456.063;0.025; 405456 426412.686;0.020; 447369.308;0.017; 468325.931;0.009; 489282.553;0.011; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 24002.581;0.013; 24003 62682.364;0.112; 101362.148;0.198; 140041.931;0.198; 140042 178721.715;0.161; 217401.498;0.117; 256081.282;0.073; 294761.065;0.041; 294761 333440.849;0.026; 372120.632;0.024; 410800.415;0.016; 449480.199;0.006; 449480 488159.982;0.006; 72885.380;0.031; 72885 105617.628;0.116; 138349.877;0.184; 171082.125;0.180; 171082 203814.374;0.155; 236546.623;0.107; 269278.871;0.081; 302011.120;0.053; 302011 334743.368;0.037; 367475.617;0.020; 400207.865;0.015; 432940.114;0.008; 432940 465672.362;0.003; 498404.611;0.004; 1988-2019 2011-2019 Euros bond_fund density 0 0.05 0.1 0.15 0.2 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 6000.645;0.013; 6001 15670.591;0.112; 25340.537;0.198; 35010.483;0.198; 35010 44680.429;0.161; 54350.375;0.117; 64020.320;0.073; 73690.266;0.041; 73690 83360.212;0.026; 93030.158;0.024; 18221.345;0.031; 18221 26404.407;0.116; 34587.469;0.184; 42770.531;0.180; 42771 50953.593;0.155; 59136.656;0.107; 67319.718;0.081; 75502.780;0.053; 75503 83685.842;0.037; 91868.904;0.020; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 24002.581;0.001; 24003 43814.177;0.012; 63625.774;0.038; 83437.370;0.075; 103248.967;0.101; 123060.563;0.096; 142872.159;0.110; 162683.756;0.088; 162684 182495.352;0.088; 202306.949;0.074; 222118.545;0.065; 241930.141;0.052; 261741.738;0.039; 281553.334;0.034; 301364.931;0.023; 321176.527;0.018; 321177 340988.123;0.018; 360799.720;0.008; 380611.316;0.013; 400422.913;0.011; 420234.509;0.008; 440046.105;0.008; 459857.702;0.002; 479669.298;0.004; 479669 499480.895;0.002; 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 72885.380;0.007; 72885 89650.678;0.024; 106415.976;0.048; 123181.274;0.068; 139946.572;0.089; 156711.870;0.096; 173477.168;0.094; 190242.466;0.086; 190242 207007.764;0.084; 223773.062;0.071; 240538.360;0.064; 257303.658;0.043; 274068.956;0.041; 290834.254;0.040; 307599.552;0.028; 324364.850;0.025; 324365 341130.148;0.020; 357895.446;0.017; 374660.745;0.009; 391426.043;0.011; 408191.341;0.010; 424956.639;0.005; 441721.937;0.004; 458487.235;0.003; 458487 475252.533;0.001; 492017.831;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 6000.645;0.001; 6001 10953.544;0.012; 15906.443;0.038; 20859.343;0.075; 25812.242;0.101; 30765.141;0.096; 35718.040;0.110; 40670.939;0.088; 40671 45623.838;0.088; 50576.737;0.074; 55529.636;0.065; 60482.535;0.052; 65435.434;0.039; 70388.334;0.034; 75341.233;0.023; 80294.132;0.018; 80294 85247.031;0.018; 90199.930;0.008; 95152.829;0.013; 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 50k 100k http://area-stddev-2011-2019 http://area-2011-2019 18221.345;0.007; 18221 22412.669;0.024; 26603.994;0.048; 30795.318;0.068; 34986.643;0.089; 39177.967;0.096; 43369.292;0.094; 47560.617;0.086; 47561 51751.941;0.084; 55943.266;0.071; 60134.590;0.064; 64325.915;0.043; 68517.239;0.041; 72708.564;0.040; 76899.888;0.028; 81091.213;0.025; 81091 85282.537;0.020; 89473.862;0.017; 93665.186;0.009; 97856.511;0.011; 2011-2019 Euros stock_fund density