Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 78.01957ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 512 mean 166 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 40928.133;0.005; 40928 72922.537;0.040; 104916.941;0.091; 136911.345;0.128; 168905.749;0.150; 200900.153;0.128; 232894.557;0.109; 264888.961;0.080; 264889 296883.365;0.068; 328877.768;0.048; 360872.172;0.039; 392866.576;0.033; 424860.980;0.020; 456855.384;0.015; 488849.788;0.011; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 87096.548;0.007; 87097 108871.354;0.019; 130646.159;0.040; 152420.964;0.063; 174195.770;0.085; 195970.575;0.104; 217745.381;0.097; 239520.186;0.104; 239520 261294.991;0.082; 283069.797;0.068; 304844.602;0.070; 326619.407;0.050; 348394.213;0.040; 370169.018;0.044; 391943.824;0.025; 413718.629;0.023; 413719 435493.434;0.012; 457268.240;0.016; 479043.045;0.010; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 32742.507;0.045; 32743 82714.718;0.219; 132686.930;0.278; 182659.142;0.189; 182659 232631.354;0.116; 282603.566;0.072; 332575.778;0.034; 382547.989;0.020; 382548 432520.201;0.010; 482492.413;0.007; 69677.239;0.026; 69677 103687.411;0.103; 137697.583;0.189; 171707.755;0.201; 171708 205717.927;0.150; 239728.100;0.119; 273738.272;0.084; 307748.444;0.048; 307748 341758.616;0.028; 375768.788;0.017; 409778.961;0.012; 443789.133;0.010; 443789 477799.305;0.005; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 8185.627;0.045; 8186 20678.680;0.219; 33171.733;0.278; 45664.786;0.189; 45665 58157.838;0.116; 70650.891;0.072; 83143.944;0.034; 95636.997;0.020; 95637 17419.310;0.026; 17419 25921.853;0.103; 34424.396;0.189; 42926.939;0.201; 42927 51429.482;0.150; 59932.025;0.119; 68434.568;0.084; 76937.111;0.048; 76937 85439.654;0.028; 93942.197;0.017; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 32742.507;0.005; 32743 58338.030;0.040; 83933.553;0.091; 109529.076;0.128; 135124.599;0.150; 160720.122;0.128; 186315.645;0.109; 211911.168;0.080; 211911 237506.692;0.068; 263102.215;0.048; 288697.738;0.039; 314293.261;0.033; 339888.784;0.020; 365484.307;0.015; 391079.830;0.011; 416675.354;0.009; 416675 442270.877;0.007; 467866.400;0.003; 493461.923;0.005; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 69677.239;0.007; 69677 87097.083;0.019; 104516.927;0.040; 121936.771;0.063; 139356.616;0.085; 156776.460;0.104; 174196.304;0.097; 191616.149;0.104; 191616 209035.993;0.082; 226455.837;0.068; 243875.682;0.070; 261295.526;0.050; 278715.370;0.040; 296135.215;0.044; 313555.059;0.025; 330974.903;0.023; 330975 348394.747;0.012; 365814.592;0.016; 383234.436;0.010; 400654.280;0.006; 418074.125;0.006; 435493.969;0.006; 452913.813;0.007; 470333.658;0.002; 470334 487753.502;0.004; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 8185.627;0.005; 8186 14584.507;0.040; 20983.388;0.091; 27382.269;0.128; 33781.150;0.150; 40180.031;0.128; 46578.911;0.109; 52977.792;0.080; 52978 59376.673;0.068; 65775.554;0.048; 72174.434;0.039; 78573.315;0.033; 84972.196;0.020; 91371.077;0.015; 97769.958;0.011; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 17419.310;0.007; 17419 21774.271;0.019; 26129.232;0.040; 30484.193;0.063; 34839.154;0.085; 39194.115;0.104; 43549.076;0.097; 47904.037;0.104; 47904 52258.998;0.082; 56613.959;0.068; 60968.920;0.070; 65323.881;0.050; 69678.843;0.040; 74033.804;0.044; 78388.765;0.025; 82743.726;0.023; 82744 87098.687;0.012; 91453.648;0.016; 95808.609;0.010; 2011-2019 Euros stock_fund density