Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 543.442821ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 506 mean 157 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 15651.564;0.001; 15652 45497.656;0.005; 75343.749;0.050; 105189.841;0.086; 135035.934;0.116; 164882.027;0.140; 194728.119;0.121; 224574.212;0.104; 224574 254420.304;0.094; 284266.397;0.067; 314112.489;0.052; 343958.582;0.039; 373804.674;0.024; 403650.767;0.022; 433496.860;0.017; 463342.952;0.013; 463343 493189.045;0.010; 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 72109.502;0.001; 72110 90184.293;0.006; 108259.083;0.022; 126333.874;0.033; 144408.664;0.046; 162483.454;0.068; 180558.245;0.080; 198633.035;0.086; 198633 216707.825;0.079; 234782.616;0.084; 252857.406;0.083; 270932.197;0.065; 289006.987;0.055; 307081.777;0.048; 325156.568;0.038; 343231.358;0.024; 343231 361306.149;0.031; 379380.939;0.022; 397455.729;0.022; 415530.520;0.021; 433605.310;0.013; 451680.101;0.014; 469754.891;0.012; 487829.681;0.007; 487830 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 12521.251;0.006; 12521 59138.005;0.136; 105754.759;0.257; 152371.513;0.226; 152372 198988.267;0.161; 245605.021;0.090; 292221.776;0.047; 338838.530;0.030; 338839 385455.284;0.020; 432072.038;0.012; 478688.792;0.004; 57687.602;0.008; 57688 85918.703;0.055; 114149.804;0.114; 142380.905;0.166; 142381 170612.007;0.163; 198843.108;0.148; 227074.209;0.102; 255305.310;0.062; 255305 283536.411;0.053; 311767.513;0.042; 339998.614;0.027; 368229.715;0.019; 368230 396460.816;0.011; 424691.917;0.010; 452923.018;0.006; 481154.120;0.005; 481154 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 3130.313;0.006; 3130 14784.501;0.136; 26438.690;0.257; 38092.878;0.226; 38093 49747.067;0.161; 61401.255;0.090; 73055.444;0.047; 84709.632;0.030; 84710 96363.821;0.020; 14421.900;0.008; 14422 21479.676;0.055; 28537.451;0.114; 35595.226;0.166; 35595 42653.002;0.163; 49710.777;0.148; 56768.552;0.102; 63826.328;0.062; 63826 70884.103;0.053; 77941.878;0.042; 84999.653;0.027; 92057.429;0.019; 92057 99115.204;0.011; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 12521.251;0.001; 12521 36398.125;0.005; 60274.999;0.050; 84151.873;0.086; 108028.747;0.116; 131905.621;0.140; 155782.495;0.121; 179659.369;0.104; 179659 203536.243;0.094; 227413.117;0.067; 251289.991;0.052; 275166.866;0.039; 299043.740;0.024; 322920.614;0.022; 346797.488;0.017; 370674.362;0.013; 370674 394551.236;0.010; 418428.110;0.010; 442304.984;0.007; 466181.858;0.005; 490058.732;0.002; 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 57687.602;0.001; 57688 72147.434;0.006; 86607.267;0.022; 101067.099;0.033; 115526.931;0.046; 129986.763;0.068; 144446.596;0.080; 158906.428;0.086; 158906 173366.260;0.079; 187826.093;0.084; 202285.925;0.083; 216745.757;0.065; 231205.590;0.055; 245665.422;0.048; 260125.254;0.038; 274585.087;0.024; 274585 289044.919;0.031; 303504.751;0.022; 317964.583;0.022; 332424.416;0.021; 346884.248;0.013; 361344.080;0.014; 375803.913;0.012; 390263.745;0.007; 390264 404723.577;0.007; 419183.410;0.004; 433643.242;0.006; 448103.074;0.004; 462562.907;0.002; 477022.739;0.004; 491482.571;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 3130.313;0.001; 3130 9099.531;0.005; 15068.750;0.050; 21037.968;0.086; 27007.187;0.116; 32976.405;0.140; 38945.624;0.121; 44914.842;0.104; 44915 50884.061;0.094; 56853.279;0.067; 62822.498;0.052; 68791.716;0.039; 74760.935;0.024; 80730.153;0.022; 86699.372;0.017; 92668.590;0.013; 92669 98637.809;0.010; 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 14421.900;0.001; 14422 18036.859;0.006; 21651.817;0.022; 25266.775;0.033; 28881.733;0.046; 32496.691;0.068; 36111.649;0.080; 39726.607;0.086; 39727 43341.565;0.079; 46956.523;0.084; 50571.481;0.083; 54186.439;0.065; 57801.397;0.055; 61416.355;0.048; 65031.314;0.038; 68646.272;0.024; 68646 72261.230;0.031; 75876.188;0.022; 79491.146;0.022; 83106.104;0.021; 86721.062;0.013; 90336.020;0.014; 93950.978;0.012; 97565.936;0.007; 97566 2011-2019 Euros stock_fund density