Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 651.88274ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 510 mean 153 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 28491.692;0.002; 28492 56241.101;0.015; 83990.510;0.052; 111739.919;0.090; 139489.328;0.121; 167238.737;0.119; 194988.146;0.105; 222737.555;0.104; 222738 250486.964;0.082; 278236.373;0.074; 305985.782;0.052; 333735.191;0.041; 361484.600;0.034; 389234.009;0.021; 416983.418;0.018; 444732.828;0.018; 444733 472482.237;0.011; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 92440.457;0.016; 92440 120020.403;0.036; 147600.350;0.078; 175180.296;0.108; 202760.243;0.131; 230340.189;0.110; 257920.136;0.111; 285500.082;0.104; 285500 313080.029;0.082; 340659.975;0.061; 368239.922;0.045; 395819.868;0.032; 423399.815;0.028; 450979.761;0.011; 478559.708;0.012; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 22793.354;0.018; 22793 66135.288;0.142; 109477.222;0.240; 152819.156;0.209; 152819 196161.090;0.156; 239503.024;0.093; 282844.958;0.055; 326186.892;0.036; 326187 369528.827;0.022; 412870.761;0.010; 456212.695;0.005; 499554.629;0.006; 499555 73952.365;0.052; 73952 117029.615;0.186; 160106.865;0.241; 203184.115;0.215; 203184 246261.365;0.142; 289338.614;0.077; 332415.864;0.039; 375493.114;0.023; 375493 418570.364;0.011; 461647.614;0.006; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 5698.338;0.018; 5698 16533.822;0.142; 27369.305;0.240; 38204.789;0.209; 38205 49040.273;0.156; 59875.756;0.093; 70711.240;0.055; 81546.723;0.036; 81547 92382.207;0.022; 18488.091;0.052; 18488 29257.404;0.186; 40026.716;0.241; 50796.029;0.215; 50796 61565.341;0.142; 72334.654;0.077; 83103.966;0.039; 93873.278;0.023; 93873 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 22793.354;0.002; 22793 44992.881;0.015; 67192.408;0.052; 89391.935;0.090; 111591.462;0.121; 133790.990;0.119; 155990.517;0.105; 178190.044;0.104; 178190 200389.571;0.082; 222589.099;0.074; 244788.626;0.052; 266988.153;0.041; 289187.680;0.034; 311387.208;0.021; 333586.735;0.018; 355786.262;0.018; 355786 377985.789;0.011; 400185.317;0.011; 422384.844;0.007; 444584.371;0.003; 466783.898;0.003; 488983.425;0.002; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 73952.365;0.016; 73952 96016.322;0.036; 118080.280;0.078; 140144.237;0.108; 162208.194;0.131; 184272.151;0.110; 206336.109;0.111; 228400.066;0.104; 228400 250464.023;0.082; 272527.980;0.061; 294591.937;0.045; 316655.895;0.032; 338719.852;0.028; 360783.809;0.011; 382847.766;0.012; 404911.724;0.012; 404912 426975.681;0.008; 449039.638;0.003; 471103.595;0.003; 493167.553;0.003; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 5698.338;0.002; 5698 11248.220;0.015; 16798.102;0.052; 22347.984;0.090; 27897.866;0.121; 33447.747;0.119; 38997.629;0.105; 44547.511;0.104; 44548 50097.393;0.082; 55647.275;0.074; 61197.156;0.052; 66747.038;0.041; 72296.920;0.034; 77846.802;0.021; 83396.684;0.018; 88946.566;0.018; 88947 94496.447;0.011; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 18488.091;0.016; 18488 24004.081;0.036; 29520.070;0.078; 35036.059;0.108; 40552.049;0.131; 46068.038;0.110; 51584.027;0.111; 57100.016;0.104; 57100 62616.006;0.082; 68131.995;0.061; 73647.984;0.045; 79163.974;0.032; 84679.963;0.028; 90195.952;0.011; 95711.942;0.012; 2011-2019 Euros stock_fund density