Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 75.89904ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 511 mean 134 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 20845.351;0.002; 47501.374;0.011; 74157.396;0.036; 100813.419;0.078; 127469.441;0.102; 154125.464;0.109; 154125 180781.487;0.118; 207437.509;0.090; 234093.532;0.090; 260749.554;0.074; 287405.577;0.060; 314061.599;0.042; 340717.622;0.040; 367373.645;0.031; 367374 394029.667;0.025; 420685.690;0.020; 447341.712;0.014; 473997.735;0.012; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 79902.137;0.005; 79902 107722.241;0.022; 135542.346;0.066; 163362.451;0.102; 191182.555;0.125; 219002.660;0.138; 246822.764;0.114; 274642.869;0.092; 274643 302462.973;0.080; 330283.078;0.071; 358103.183;0.051; 385923.287;0.032; 413743.392;0.026; 441563.496;0.025; 469383.601;0.015; 497203.706;0.010; 497204 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 15660.813;0.013; 57294.982;0.114; 98929.151;0.211; 98929 140563.319;0.208; 182197.488;0.164; 223831.656;0.102; 265465.825;0.071; 265466 307099.994;0.045; 348734.162;0.026; 390368.331;0.014; 432002.499;0.013; 432002 473636.668;0.008; 63921.709;0.028; 63922 107374.063;0.168; 150826.417;0.264; 194278.771;0.206; 194279 237731.125;0.151; 281183.479;0.082; 324635.832;0.052; 368088.186;0.025; 368088 411540.540;0.010; 454992.894;0.007; 498445.248;0.002; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 3915.203;0.013; 14323.745;0.114; 24732.288;0.211; 24732 35140.830;0.208; 45549.372;0.164; 55957.914;0.102; 66366.456;0.071; 66366 76774.998;0.045; 87183.541;0.026; 97592.083;0.014; 15980.427;0.028; 15980 26843.516;0.168; 37706.604;0.264; 48569.693;0.206; 48570 59432.781;0.151; 70295.870;0.082; 81158.958;0.052; 92022.047;0.025; 92022 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 16676.281;0.002; 38001.099;0.011; 59325.917;0.036; 80650.735;0.078; 101975.553;0.102; 123300.371;0.109; 123300 144625.189;0.118; 165950.007;0.090; 187274.825;0.090; 208599.643;0.074; 229924.461;0.060; 251249.280;0.042; 272574.098;0.040; 293898.916;0.031; 293899 315223.734;0.025; 336548.552;0.020; 357873.370;0.014; 379198.188;0.012; 400523.006;0.008; 421847.824;0.005; 443172.642;0.006; 464497.460;0.007; 464497 485822.278;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 63921.709;0.005; 63922 86177.793;0.022; 108433.877;0.066; 130689.960;0.102; 152946.044;0.125; 175202.128;0.138; 197458.211;0.114; 219714.295;0.092; 219714 241970.379;0.080; 264226.462;0.071; 286482.546;0.051; 308738.630;0.032; 330994.713;0.026; 353250.797;0.025; 375506.881;0.015; 397762.964;0.010; 397763 420019.048;0.008; 442275.132;0.002; 464531.215;0.004; 486787.299;0.003; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 4169.070;0.002; 9500.275;0.011; 14831.479;0.036; 20162.684;0.078; 25493.888;0.102; 30825.093;0.109; 30825 36156.297;0.118; 41487.502;0.090; 46818.706;0.090; 52149.911;0.074; 57481.115;0.060; 62812.320;0.042; 68143.524;0.040; 73474.729;0.031; 73475 78805.933;0.025; 84137.138;0.020; 89468.342;0.014; 94799.547;0.012; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 15980.427;0.005; 15980 21544.448;0.022; 27108.469;0.066; 32672.490;0.102; 38236.511;0.125; 43800.532;0.138; 49364.553;0.114; 54928.574;0.092; 54929 60492.595;0.080; 66056.616;0.071; 71620.637;0.051; 77184.657;0.032; 82748.678;0.026; 88312.699;0.025; 93876.720;0.015; 99440.741;0.010; 99441 2011-2019 Euros stock_fund density