Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 94.182447ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 503 mean 147 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 41920.957;0.006; 69683.464;0.032; 97445.971;0.071; 125208.479;0.105; 152970.986;0.135; 180733.494;0.118; 180733 208496.001;0.103; 236258.508;0.090; 264021.016;0.075; 291783.523;0.060; 319546.030;0.040; 347308.538;0.029; 375071.045;0.032; 402833.553;0.025; 402834 430596.060;0.018; 458358.567;0.013; 486121.075;0.011; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 91116.471;0.007; 91116 114111.844;0.026; 137107.217;0.064; 160102.590;0.073; 183097.963;0.101; 206093.336;0.098; 229088.709;0.094; 252084.083;0.088; 252084 275079.456;0.089; 298074.829;0.071; 321070.202;0.062; 344065.575;0.046; 367060.948;0.046; 390056.321;0.033; 413051.694;0.025; 436047.068;0.020; 436047 459042.441;0.009; 482037.814;0.010; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 32479.146;0.038; 75841.538;0.176; 119203.931;0.253; 119204 162566.323;0.192; 205928.716;0.136; 249291.108;0.069; 292653.501;0.058; 292654 336015.893;0.032; 379378.286;0.019; 422740.678;0.010; 466103.071;0.008; 466103 72893.177;0.032; 72893 108809.759;0.136; 144726.342;0.198; 180642.925;0.182; 180643 216559.508;0.160; 252476.090;0.108; 288392.673;0.078; 324309.256;0.045; 324309 360225.839;0.019; 396142.422;0.018; 432059.004;0.010; 467975.587;0.004; 467976 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 8119.787;0.038; 18960.385;0.176; 29800.983;0.253; 29801 40641.581;0.192; 51482.179;0.136; 62322.777;0.069; 73163.375;0.058; 73163 84003.973;0.032; 94844.571;0.019; 18223.294;0.032; 18223 27202.440;0.136; 36181.586;0.198; 45160.731;0.182; 45161 54139.877;0.160; 63119.023;0.108; 72098.168;0.078; 81077.314;0.045; 81077 90056.460;0.019; 99035.605;0.018; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 33536.765;0.006; 55746.771;0.032; 77956.777;0.071; 100166.783;0.105; 122376.789;0.135; 144586.795;0.118; 144587 166796.801;0.103; 189006.807;0.090; 211216.813;0.075; 233426.818;0.060; 255636.824;0.040; 277846.830;0.029; 300056.836;0.032; 322266.842;0.025; 322267 344476.848;0.018; 366686.854;0.013; 388896.860;0.011; 411106.866;0.008; 433316.872;0.004; 455526.877;0.006; 477736.883;0.005; 499946.889;0.003; 499947 1988-2019 Euros bond_fund density 0 0.05 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 72893.177;0.007; 72893 91289.475;0.026; 109685.774;0.064; 128082.072;0.073; 146478.371;0.101; 164874.669;0.098; 183270.968;0.094; 201667.266;0.088; 201667 220063.565;0.089; 238459.863;0.071; 256856.162;0.062; 275252.460;0.046; 293648.759;0.046; 312045.057;0.033; 330441.356;0.025; 348837.654;0.020; 348838 367233.953;0.009; 385630.251;0.010; 404026.550;0.010; 422422.848;0.008; 440819.147;0.007; 459215.445;0.003; 477611.744;0.002; 496008.042;0.002; 496008 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 8384.191;0.006; 13936.693;0.032; 19489.194;0.071; 25041.696;0.105; 30594.197;0.135; 36146.699;0.118; 36147 41699.200;0.103; 47251.702;0.090; 52804.203;0.075; 58356.705;0.060; 63909.206;0.040; 69461.708;0.029; 75014.209;0.032; 80566.711;0.025; 80567 86119.212;0.018; 91671.713;0.013; 97224.215;0.011; 1988-2019 Euros stock_fund density 0 0.05 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 18223.294;0.007; 18223 22822.369;0.026; 27421.443;0.064; 32020.518;0.073; 36619.593;0.101; 41218.667;0.098; 45817.742;0.094; 50416.817;0.088; 50417 55015.891;0.089; 59614.966;0.071; 64214.040;0.062; 68813.115;0.046; 73412.190;0.046; 78011.264;0.033; 82610.339;0.025; 87209.414;0.020; 87209 91808.488;0.009; 96407.563;0.010; 2011-2019 Euros stock_fund density