Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 100.684874ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 506 mean 150 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 14309.446;0.001; 14309 40105.908;0.005; 65902.370;0.026; 91698.832;0.064; 117495.294;0.086; 143291.756;0.112; 169088.218;0.106; 194884.680;0.107; 194885 220681.142;0.096; 246477.605;0.081; 272274.067;0.065; 298070.529;0.059; 323866.991;0.036; 349663.453;0.036; 375459.915;0.027; 401256.377;0.019; 401256 427052.839;0.014; 452849.301;0.012; 478645.763;0.008; 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 86975.510;0.004; 86976 107384.091;0.016; 127792.672;0.037; 148201.253;0.056; 168609.834;0.082; 189018.415;0.092; 209426.996;0.092; 229835.577;0.090; 229836 250244.158;0.084; 270652.739;0.071; 291061.320;0.073; 311469.902;0.053; 331878.483;0.055; 352287.064;0.033; 372695.645;0.030; 393104.226;0.021; 393104 413512.807;0.020; 433921.388;0.016; 454329.969;0.014; 474738.550;0.011; 495147.131;0.014; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 11447.557;0.006; 11448 51739.174;0.090; 92030.791;0.199; 132322.408;0.212; 132322 172614.025;0.177; 212905.641;0.124; 253197.258;0.072; 293488.875;0.046; 293489 333780.492;0.026; 374072.109;0.016; 414363.726;0.011; 454655.343;0.005; 454655 494946.960;0.005; 69580.408;0.021; 69580 101456.668;0.093; 133332.928;0.174; 165209.188;0.182; 165209 197085.448;0.156; 228961.708;0.126; 260837.968;0.088; 292714.227;0.052; 292714 324590.487;0.035; 356466.747;0.025; 388343.007;0.020; 420219.267;0.010; 420219 452095.527;0.005; 483971.787;0.004; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 2861.889;0.006; 2862 12934.793;0.090; 23007.698;0.199; 33080.602;0.212; 33081 43153.506;0.177; 53226.410;0.124; 63299.315;0.072; 73372.219;0.046; 73372 83445.123;0.026; 93518.027;0.016; 17395.102;0.021; 17395 25364.167;0.093; 33333.232;0.174; 41302.297;0.182; 41302 49271.362;0.156; 57240.427;0.126; 65209.492;0.088; 73178.557;0.052; 73179 81147.622;0.035; 89116.687;0.025; 97085.752;0.020; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 11447.557;0.001; 11448 32084.726;0.005; 52721.896;0.026; 73359.066;0.064; 93996.235;0.086; 114633.405;0.112; 135270.575;0.106; 155907.744;0.107; 155908 176544.914;0.096; 197182.084;0.081; 217819.253;0.065; 238456.423;0.059; 259093.593;0.036; 279730.762;0.036; 300367.932;0.027; 321005.102;0.019; 321005 341642.271;0.014; 362279.441;0.012; 382916.611;0.008; 403553.780;0.008; 424190.950;0.005; 444828.120;0.006; 465465.289;0.003; 486102.459;0.002; 486102 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 69580.408;0.004; 69580 85907.273;0.016; 102234.138;0.037; 118561.002;0.056; 134887.867;0.082; 151214.732;0.092; 167541.597;0.092; 183868.462;0.090; 183868 200195.327;0.084; 216522.192;0.071; 232849.056;0.073; 249175.921;0.053; 265502.786;0.055; 281829.651;0.033; 298156.516;0.030; 314483.381;0.021; 314483 330810.245;0.020; 347137.110;0.016; 363463.975;0.014; 379790.840;0.011; 396117.705;0.014; 412444.570;0.006; 428771.434;0.006; 445098.299;0.004; 445098 461425.164;0.004; 477752.029;0.002; 494078.894;0.003; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 2861.889;0.001; 2862 8021.182;0.005; 13180.474;0.026; 18339.766;0.064; 23499.059;0.086; 28658.351;0.112; 33817.644;0.106; 38976.936;0.107; 38977 44136.228;0.096; 49295.521;0.081; 54454.813;0.065; 59614.106;0.059; 64773.398;0.036; 69932.691;0.036; 75091.983;0.027; 80251.275;0.019; 80251 85410.568;0.014; 90569.860;0.012; 95729.153;0.008; 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 17395.102;0.004; 17395 21476.818;0.016; 25558.534;0.037; 29640.251;0.056; 33721.967;0.082; 37803.683;0.092; 41885.399;0.092; 45967.115;0.090; 45967 50048.832;0.084; 54130.548;0.071; 58212.264;0.073; 62293.980;0.053; 66375.697;0.055; 70457.413;0.033; 74539.129;0.030; 78620.845;0.021; 78621 82702.561;0.020; 86784.278;0.016; 90865.994;0.014; 94947.710;0.011; 99029.426;0.014; 2011-2019 Euros stock_fund density