Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 357.588813ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 507 mean 145 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 13131.382;0.001; 13131 40081.982;0.006; 67032.581;0.028; 93983.181;0.058; 120933.781;0.095; 147884.381;0.116; 174834.981;0.121; 201785.581;0.106; 201786 228736.181;0.095; 255686.780;0.067; 282637.380;0.067; 309587.980;0.058; 336538.580;0.042; 363489.180;0.028; 390439.780;0.022; 417390.379;0.020; 417390 444340.979;0.012; 471291.579;0.013; 498242.179;0.011; 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 90350.998;0.007; 90351 112266.020;0.022; 134181.042;0.052; 156096.065;0.075; 178011.087;0.087; 199926.109;0.098; 221841.131;0.092; 243756.153;0.098; 243756 265671.175;0.079; 287586.197;0.080; 309501.219;0.062; 331416.241;0.055; 353331.264;0.039; 375246.286;0.031; 397161.308;0.020; 419076.330;0.018; 419076 440991.352;0.015; 462906.374;0.012; 484821.396;0.011; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 10505.105;0.007; 10505 52599.376;0.086; 94693.646;0.210; 136787.916;0.227; 136788 178882.186;0.162; 220976.457;0.124; 263070.727;0.070; 305164.997;0.042; 305165 347259.267;0.025; 389353.538;0.014; 431447.808;0.013; 473542.078;0.004; 473542 72280.799;0.030; 72281 106509.976;0.128; 140739.153;0.184; 174968.331;0.190; 174968 209197.508;0.158; 243426.686;0.117; 277655.863;0.070; 311885.040;0.038; 311885 346114.218;0.027; 380343.395;0.023; 414572.573;0.013; 448801.750;0.009; 448802 483030.927;0.006; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 2626.276;0.007; 2626 13149.844;0.086; 23673.411;0.210; 34196.979;0.227; 34197 44720.547;0.162; 55244.114;0.124; 65767.682;0.070; 76291.249;0.042; 76291 86814.817;0.025; 97338.384;0.014; 18070.200;0.030; 18070 26627.494;0.128; 35184.788;0.184; 43742.083;0.190; 43742 52299.377;0.158; 60856.671;0.117; 69413.966;0.070; 77971.260;0.038; 77971 86528.554;0.027; 95085.849;0.023; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 10505.105;0.001; 10505 32065.585;0.006; 53626.065;0.028; 75186.545;0.058; 96747.025;0.095; 118307.505;0.116; 139867.985;0.121; 161428.465;0.106; 161428 182988.944;0.095; 204549.424;0.067; 226109.904;0.067; 247670.384;0.058; 269230.864;0.042; 290791.344;0.028; 312351.824;0.022; 333912.304;0.020; 333912 355472.783;0.012; 377033.263;0.013; 398593.743;0.011; 420154.223;0.004; 441714.703;0.006; 463275.183;0.007; 484835.663;0.004; 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 72280.799;0.007; 72281 89812.816;0.022; 107344.834;0.052; 124876.852;0.075; 142408.869;0.087; 159940.887;0.098; 177472.905;0.092; 195004.922;0.098; 195005 212536.940;0.079; 230068.958;0.080; 247600.975;0.062; 265132.993;0.055; 282665.011;0.039; 300197.029;0.031; 317729.046;0.020; 335261.064;0.018; 335261 352793.082;0.015; 370325.099;0.012; 387857.117;0.011; 405389.135;0.012; 422921.152;0.006; 440453.170;0.006; 457985.188;0.006; 475517.205;0.003; 475517 493049.223;0.005; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 2626.276;0.001; 2626 8016.396;0.006; 13406.516;0.028; 18796.636;0.058; 24186.756;0.095; 29576.876;0.116; 34966.996;0.121; 40357.116;0.106; 40357 45747.236;0.095; 51137.356;0.067; 56527.476;0.067; 61917.596;0.058; 67307.716;0.042; 72697.836;0.028; 78087.956;0.022; 83478.076;0.020; 83478 88868.196;0.012; 94258.316;0.013; 99648.436;0.011; 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 18070.200;0.007; 18070 22453.204;0.022; 26836.208;0.052; 31219.213;0.075; 35602.217;0.087; 39985.222;0.098; 44368.226;0.092; 48751.231;0.098; 48751 53134.235;0.079; 57517.239;0.080; 61900.244;0.062; 66283.248;0.055; 70666.253;0.039; 75049.257;0.031; 79432.262;0.020; 83815.266;0.018; 83815 88198.270;0.015; 92581.275;0.012; 96964.279;0.011; 2011-2019 Euros stock_fund density