Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 90.356332ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 507 mean 156 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 20884.974;0.002; 20885 54058.177;0.018; 87231.380;0.074; 120404.583;0.114; 153577.786;0.150; 186750.989;0.143; 219924.192;0.119; 253097.395;0.088; 253097 286270.598;0.070; 319443.801;0.058; 352617.004;0.042; 385790.207;0.028; 418963.410;0.025; 452136.613;0.015; 485309.816;0.014; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 76351.379;0.003; 76351 97770.220;0.010; 119189.061;0.031; 140607.902;0.050; 162026.743;0.074; 183445.584;0.102; 204864.425;0.102; 226283.266;0.090; 226283 247702.107;0.086; 269120.947;0.080; 290539.788;0.080; 311958.629;0.063; 333377.470;0.042; 354796.311;0.040; 376215.152;0.033; 397633.993;0.024; 397634 419052.834;0.021; 440471.675;0.011; 461890.516;0.011; 483309.356;0.010; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 16707.979;0.020; 16708 68521.363;0.187; 120334.746;0.294; 172148.130;0.207; 172148 223961.514;0.128; 275774.898;0.070; 327588.281;0.040; 379401.665;0.026; 379402 431215.049;0.015; 483028.433;0.006; 61081.103;0.013; 61081 94535.293;0.082; 127989.483;0.176; 161443.672;0.192; 161444 194897.862;0.166; 228352.051;0.143; 261806.241;0.082; 295260.431;0.057; 295260 328714.620;0.032; 362168.810;0.022; 395622.999;0.013; 429077.189;0.008; 429077 462531.379;0.006; 495985.568;0.004; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 50k 100k 150k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 4176.995;0.020; 4177 17130.341;0.187; 30083.687;0.294; 43037.033;0.207; 43037 55990.378;0.128; 68943.724;0.070; 81897.070;0.040; 94850.416;0.026; 94850 107803.762;0.015; 120757.108;0.006; 133710.454;0.003; 146663.800;0.002; 146664 15270.276;0.013; 15270 23633.823;0.082; 31997.371;0.176; 40360.918;0.192; 40361 48724.465;0.166; 57088.013;0.143; 65451.560;0.082; 73815.108;0.057; 73815 82178.655;0.032; 90542.202;0.022; 98905.750;0.013; 107269.297;0.008; 107269 115632.845;0.006; 123996.392;0.004; 132359.939;0.002; 140723.487;0.001; 140723 149087.034;0.000; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 16707.979;0.002; 16708 43246.541;0.018; 69785.104;0.074; 96323.666;0.114; 122862.229;0.150; 149400.791;0.143; 175939.353;0.119; 202477.916;0.088; 202478 229016.478;0.070; 255555.041;0.058; 282093.603;0.042; 308632.165;0.028; 335170.728;0.025; 361709.290;0.015; 388247.853;0.014; 414786.415;0.012; 414786 441324.977;0.008; 467863.540;0.007; 494402.102;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 61081.103;0.003; 61081 78216.176;0.010; 95351.249;0.031; 112486.322;0.050; 129621.394;0.074; 146756.467;0.102; 163891.540;0.102; 181026.612;0.090; 181027 198161.685;0.086; 215296.758;0.080; 232431.831;0.080; 249566.903;0.063; 266701.976;0.042; 283837.049;0.040; 300972.122;0.033; 318107.194;0.024; 318107 335242.267;0.021; 352377.340;0.011; 369512.412;0.011; 386647.485;0.010; 403782.558;0.006; 420917.631;0.007; 438052.703;0.004; 455187.776;0.004; 455188 472322.849;0.004; 489457.921;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 4176.995;0.002; 4177 10811.635;0.018; 17446.276;0.074; 24080.917;0.114; 30715.557;0.150; 37350.198;0.143; 43984.838;0.119; 50619.479;0.088; 50619 57254.120;0.070; 63888.760;0.058; 70523.401;0.042; 77158.041;0.028; 83792.682;0.025; 90427.323;0.015; 97061.963;0.014; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 15270.276;0.003; 15270 19554.044;0.010; 23837.812;0.031; 28121.580;0.050; 32405.349;0.074; 36689.117;0.102; 40972.885;0.102; 45256.653;0.090; 45257 49540.421;0.086; 53824.189;0.080; 58107.958;0.080; 62391.726;0.063; 66675.494;0.042; 70959.262;0.040; 75243.030;0.033; 79526.799;0.024; 79527 83810.567;0.021; 88094.335;0.011; 92378.103;0.011; 96661.871;0.010; 2011-2019 Euros stock_fund density