Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 458.344055ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 525 mean 166 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 21631.442;0.001; 51796.095;0.008; 81960.747;0.056; 112125.400;0.099; 142290.052;0.122; 172454.705;0.121; 172455 202619.357;0.118; 232784.010;0.108; 262948.662;0.077; 293113.314;0.058; 323277.967;0.054; 353442.619;0.042; 383607.272;0.033; 413771.924;0.020; 413772 443936.577;0.016; 474101.229;0.018; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 89289.977;0.011; 89290 117330.518;0.041; 145371.058;0.079; 173411.599;0.108; 201452.140;0.143; 229492.680;0.126; 257533.221;0.101; 285573.761;0.098; 285574 313614.302;0.078; 341654.843;0.058; 369695.383;0.042; 397735.924;0.030; 425776.465;0.024; 453817.005;0.016; 481857.546;0.014; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 16156.024;0.009; 63270.338;0.155; 110384.653;0.243; 110385 157498.967;0.225; 204613.282;0.135; 251727.596;0.097; 298841.910;0.053; 298842 345956.225;0.034; 393070.539;0.020; 440184.853;0.009; 487299.168;0.005; 487299 71431.981;0.052; 71432 115228.635;0.187; 159025.289;0.270; 202821.943;0.199; 202822 246618.597;0.136; 290415.251;0.071; 334211.905;0.040; 378008.559;0.022; 378009 421805.213;0.011; 465601.867;0.006; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 4039.006;0.009; 15817.585;0.155; 27596.163;0.243; 27596 39374.742;0.225; 51153.320;0.135; 62931.899;0.097; 74710.478;0.053; 74710 86489.056;0.034; 98267.635;0.020; 17857.995;0.052; 17858 28807.159;0.187; 39756.322;0.270; 50705.486;0.199; 50705 61654.649;0.136; 72603.813;0.071; 83552.976;0.040; 94502.140;0.022; 94502 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 17305.154;0.001; 41436.876;0.008; 65568.598;0.056; 89700.320;0.099; 113832.042;0.122; 137963.764;0.121; 137964 162095.486;0.118; 186227.208;0.108; 210358.930;0.077; 234490.652;0.058; 258622.374;0.054; 282754.096;0.042; 306885.818;0.033; 331017.540;0.020; 331018 355149.262;0.016; 379280.984;0.018; 403412.705;0.013; 427544.427;0.007; 451676.149;0.006; 475807.871;0.003; 499939.593;0.003; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 71431.981;0.011; 71432 93864.414;0.041; 116296.847;0.079; 138729.279;0.108; 161161.712;0.143; 183594.144;0.126; 206026.577;0.101; 228459.009;0.098; 228459 250891.442;0.078; 273323.874;0.058; 295756.307;0.042; 318188.739;0.030; 340621.172;0.024; 363053.604;0.016; 385486.037;0.014; 407918.469;0.009; 407918 430350.902;0.005; 452783.334;0.006; 475215.767;0.004; 497648.200;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 4326.288;0.001; 10359.219;0.008; 16392.149;0.056; 22425.080;0.099; 28458.010;0.122; 34490.941;0.121; 34491 40523.871;0.118; 46556.802;0.108; 52589.732;0.077; 58622.663;0.058; 64655.593;0.054; 70688.524;0.042; 76721.454;0.033; 82754.385;0.020; 82754 88787.315;0.016; 94820.246;0.018; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 17857.995;0.011; 17858 23466.104;0.041; 29074.212;0.079; 34682.320;0.108; 40290.428;0.143; 45898.536;0.126; 51506.644;0.101; 57114.752;0.098; 57115 62722.860;0.078; 68330.969;0.058; 73939.077;0.042; 79547.185;0.030; 85155.293;0.024; 90763.401;0.016; 96371.509;0.014; 2011-2019 Euros stock_fund density