Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 792.888482ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 501 mean 151 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k 750k http://area-stddev-1988-2019 http://area-1988-2019 31117.254;0.004; 31117 63618.353;0.034; 96119.452;0.086; 128620.550;0.123; 161121.649;0.152; 193622.747;0.131; 226123.846;0.114; 258624.945;0.092; 258625 291126.043;0.071; 323627.142;0.047; 356128.241;0.038; 388629.339;0.025; 421130.438;0.020; 453631.536;0.015; 486132.635;0.009; 518633.734;0.013; 518634 551134.832;0.005; 583635.931;0.004; 616137.030;0.004; 648638.128;0.004; 681139.227;0.001; 713640.325;0.001; 746141.424;0.002; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k 750k http://area-stddev-2011-2019 http://area-2011-2019 99050.257;0.016; 99050 122067.861;0.036; 145085.465;0.070; 168103.069;0.083; 191120.673;0.107; 214138.277;0.105; 237155.881;0.092; 260173.485;0.092; 260173 283191.089;0.078; 306208.693;0.070; 329226.297;0.047; 352243.901;0.047; 375261.505;0.034; 398279.109;0.028; 421296.713;0.023; 444314.317;0.013; 444314 467331.922;0.012; 490349.526;0.010; 513367.130;0.005; 536384.734;0.007; 559402.338;0.006; 582419.942;0.004; 605437.546;0.002; 628455.150;0.004; 628455 651472.754;0.002; 674490.358;0.002; 697507.962;0.001; 720525.566;0.001; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 24893.803;0.039; 24894 75657.424;0.209; 126421.045;0.283; 177184.666;0.206; 177185 227948.286;0.118; 278711.907;0.063; 329475.528;0.034; 380239.148;0.022; 380239 431002.769;0.009; 481766.390;0.008; 79240.205;0.052; 79240 115191.511;0.154; 151142.816;0.212; 187094.121;0.184; 187094 223045.427;0.148; 258996.732;0.094; 294948.038;0.061; 330899.343;0.036; 330899 366850.648;0.023; 402801.954;0.012; 438753.259;0.010; 474704.565;0.005; 474705 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 6223.451;0.039; 6223 18914.356;0.209; 31605.261;0.283; 44296.166;0.206; 44296 56987.072;0.118; 69677.977;0.063; 82368.882;0.034; 95059.787;0.022; 95060 19810.051;0.052; 19810 28797.878;0.154; 37785.704;0.212; 46773.530;0.184; 46774 55761.357;0.148; 64749.183;0.094; 73737.009;0.061; 82724.836;0.036; 82725 91712.662;0.023; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 24893.803;0.004; 24894 50894.682;0.034; 76895.561;0.086; 102896.440;0.123; 128897.319;0.152; 154898.198;0.131; 180899.077;0.114; 206899.956;0.092; 206900 232900.835;0.071; 258901.714;0.047; 284902.592;0.038; 310903.471;0.025; 336904.350;0.020; 362905.229;0.015; 388906.108;0.009; 414906.987;0.013; 414907 440907.866;0.005; 466908.745;0.004; 492909.624;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 79240.205;0.016; 79240 97654.289;0.036; 116068.372;0.070; 134482.455;0.083; 152896.538;0.107; 171310.622;0.105; 189724.705;0.092; 208138.788;0.092; 208139 226552.871;0.078; 244966.954;0.070; 263381.038;0.047; 281795.121;0.047; 300209.204;0.034; 318623.287;0.028; 337037.371;0.023; 355451.454;0.013; 355451 373865.537;0.012; 392279.620;0.010; 410693.704;0.005; 429107.787;0.007; 447521.870;0.006; 465935.953;0.004; 484350.037;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 6223.451;0.004; 6223 12723.671;0.034; 19223.890;0.086; 25724.110;0.123; 32224.330;0.152; 38724.549;0.131; 45224.769;0.114; 51724.989;0.092; 51725 58225.209;0.071; 64725.428;0.047; 71225.648;0.038; 77725.868;0.025; 84226.088;0.020; 90726.307;0.015; 97226.527;0.009; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-2011-2019 http://area-2011-2019 19810.051;0.016; 19810 24413.572;0.036; 29017.093;0.070; 33620.614;0.083; 38224.135;0.107; 42827.655;0.105; 47431.176;0.092; 52034.697;0.092; 52035 56638.218;0.078; 61241.739;0.070; 65845.259;0.047; 70448.780;0.047; 75052.301;0.034; 79655.822;0.028; 84259.343;0.023; 88862.863;0.013; 88863 93466.384;0.012; 98069.905;0.010; 2011-2019 Euros stock_fund density