Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 331.936451ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 505 mean 145 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 26849.607;0.003; 59151.526;0.026; 91453.446;0.082; 123755.366;0.128; 156057.285;0.141; 188359.205;0.128; 220661.125;0.103; 220661 252963.044;0.100; 285264.964;0.073; 317566.884;0.051; 349868.803;0.034; 382170.723;0.035; 414472.643;0.025; 446774.562;0.018; 479076.482;0.016; 479076 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 79004.258;0.004; 79004 104005.923;0.013; 129007.587;0.046; 154009.251;0.074; 179010.916;0.117; 204012.580;0.110; 229014.244;0.113; 254015.908;0.103; 254016 279017.573;0.098; 304019.237;0.067; 329020.901;0.055; 354022.566;0.051; 379024.230;0.037; 404025.894;0.026; 429027.558;0.019; 454029.223;0.015; 454029 479030.887;0.013; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 46090.672;0.108; 96543.194;0.269; 146995.716;0.232; 146996 197448.238;0.173; 247900.760;0.085; 298353.282;0.060; 348805.805;0.034; 348806 399258.327;0.016; 449710.849;0.009; 63203.407;0.017; 63203 102253.625;0.120; 141303.844;0.227; 180354.062;0.216; 180354 219404.281;0.166; 258454.499;0.106; 297504.718;0.063; 336554.936;0.034; 336555 375605.155;0.022; 414655.373;0.011; 453705.592;0.005; 492755.810;0.005; 492756 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 11522.668;0.108; 24135.798;0.269; 36748.929;0.232; 36749 49362.060;0.173; 61975.190;0.085; 74588.321;0.060; 87201.451;0.034; 87201 99814.582;0.016; 15800.852;0.017; 15801 25563.406;0.120; 35325.961;0.227; 45088.516;0.216; 45089 54851.070;0.166; 64613.625;0.106; 74376.179;0.063; 84138.734;0.034; 84139 93901.289;0.022; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 21479.685;0.003; 47321.221;0.026; 73162.757;0.082; 99004.293;0.128; 124845.828;0.141; 150687.364;0.128; 176528.900;0.103; 176529 202370.435;0.100; 228211.971;0.073; 254053.507;0.051; 279895.043;0.034; 305736.578;0.035; 331578.114;0.025; 357419.650;0.018; 383261.186;0.016; 383261 409102.721;0.010; 434944.257;0.006; 460785.793;0.006; 486627.328;0.003; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 63203.407;0.004; 63203 83204.738;0.013; 103206.070;0.046; 123207.401;0.074; 143208.732;0.117; 163210.064;0.110; 183211.395;0.113; 203212.727;0.103; 203213 223214.058;0.098; 243215.390;0.067; 263216.721;0.055; 283218.052;0.051; 303219.384;0.037; 323220.715;0.026; 343222.047;0.019; 363223.378;0.015; 363223 383224.710;0.013; 403226.041;0.009; 423227.372;0.006; 443228.704;0.005; 463230.035;0.003; 483231.367;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 5369.921;0.003; 11830.305;0.026; 18290.689;0.082; 24751.073;0.128; 31211.457;0.141; 37671.841;0.128; 44132.225;0.103; 44132 50592.609;0.100; 57052.993;0.073; 63513.377;0.051; 69973.761;0.034; 76434.145;0.035; 82894.529;0.025; 89354.912;0.018; 95815.296;0.016; 95815 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-2011-2019 http://area-2011-2019 15800.852;0.004; 15801 20801.185;0.013; 25801.517;0.046; 30801.850;0.074; 35802.183;0.117; 40802.516;0.110; 45802.849;0.113; 50803.182;0.103; 50803 55803.515;0.098; 60803.847;0.067; 65804.180;0.055; 70804.513;0.051; 75804.846;0.037; 80805.179;0.026; 85805.512;0.019; 90805.845;0.015; 90806 95806.177;0.013; 2011-2019 Euros stock_fund density