Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 601.047125ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 508 mean 153 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 37058.817;0.004; 37059 59132.018;0.010; 81205.220;0.026; 103278.421;0.058; 125351.622;0.090; 147424.824;0.091; 169498.025;0.100; 191571.226;0.097; 191571 213644.427;0.079; 235717.629;0.076; 257790.830;0.053; 279864.031;0.057; 301937.232;0.046; 324010.434;0.040; 346083.635;0.032; 368156.836;0.026; 368157 390230.038;0.024; 412303.239;0.013; 434376.440;0.016; 456449.641;0.011; 478522.843;0.008; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 77265.859;0.004; 77266 101160.974;0.013; 125056.089;0.043; 148951.204;0.067; 172846.319;0.096; 196741.435;0.106; 220636.550;0.108; 244531.665;0.118; 244532 268426.780;0.092; 292321.895;0.071; 316217.010;0.064; 340112.125;0.046; 364007.240;0.041; 387902.355;0.028; 411797.470;0.024; 435692.585;0.021; 435693 459587.701;0.014; 483482.816;0.010; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 29647.054;0.014; 29647 64123.292;0.084; 98599.530;0.181; 133075.768;0.197; 133076 167552.006;0.155; 202028.245;0.110; 236504.483;0.086; 270980.721;0.058; 270981 305456.959;0.037; 339933.197;0.027; 374409.436;0.018; 408885.674;0.011; 408886 443361.912;0.007; 477838.150;0.005; 61812.687;0.017; 61813 99134.581;0.110; 136456.475;0.203; 173778.369;0.225; 173778 211100.263;0.162; 248422.158;0.110; 285744.052;0.069; 323065.946;0.045; 323066 360387.840;0.024; 397709.734;0.017; 435031.628;0.006; 472353.522;0.007; 472354 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 7411.763;0.014; 7412 16030.823;0.084; 24649.883;0.181; 33268.942;0.197; 33269 41888.002;0.155; 50507.061;0.110; 59126.121;0.086; 67745.180;0.058; 67745 76364.240;0.037; 84983.299;0.027; 93602.359;0.018; 15453.172;0.017; 15453 24783.645;0.110; 34114.119;0.203; 43444.592;0.225; 43445 52775.066;0.162; 62105.539;0.110; 71436.013;0.069; 80766.486;0.045; 80766 90096.960;0.024; 99427.433;0.017; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 29647.054;0.004; 29647 47305.615;0.010; 64964.176;0.026; 82622.737;0.058; 100281.298;0.090; 117939.859;0.091; 135598.420;0.100; 153256.981;0.097; 153257 170915.542;0.079; 188574.103;0.076; 206232.664;0.053; 223891.225;0.057; 241549.786;0.046; 259208.347;0.040; 276866.908;0.032; 294525.469;0.026; 294525 312184.030;0.024; 329842.591;0.013; 347501.152;0.016; 365159.713;0.011; 382818.274;0.008; 400476.835;0.010; 418135.396;0.006; 435793.957;0.005; 435794 453452.518;0.005; 471111.079;0.002; 488769.640;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 61812.687;0.004; 61813 80928.779;0.013; 100044.871;0.043; 119160.963;0.067; 138277.056;0.096; 157393.148;0.106; 176509.240;0.108; 195625.332;0.118; 195625 214741.424;0.092; 233857.516;0.071; 252973.608;0.064; 272089.700;0.046; 291205.792;0.041; 310321.884;0.028; 329437.976;0.024; 348554.068;0.021; 348554 367670.160;0.014; 386786.253;0.010; 405902.345;0.008; 425018.437;0.009; 444134.529;0.004; 463250.621;0.002; 482366.713;0.003; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 7411.763;0.004; 7412 11826.404;0.010; 16241.044;0.026; 20655.684;0.058; 25070.324;0.090; 29484.965;0.091; 33899.605;0.100; 38314.245;0.097; 38314 42728.885;0.079; 47143.526;0.076; 51558.166;0.053; 55972.806;0.057; 60387.446;0.046; 64802.087;0.040; 69216.727;0.032; 73631.367;0.026; 73631 78046.008;0.024; 82460.648;0.013; 86875.288;0.016; 91289.928;0.011; 95704.569;0.008; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 15453.172;0.004; 15453 20232.195;0.013; 25011.218;0.043; 29790.241;0.067; 34569.264;0.096; 39348.287;0.106; 44127.310;0.108; 48906.333;0.118; 48906 53685.356;0.092; 58464.379;0.071; 63243.402;0.064; 68022.425;0.046; 72801.448;0.041; 77580.471;0.028; 82359.494;0.024; 87138.517;0.021; 87139 91917.540;0.014; 96696.563;0.010; 2011-2019 Euros stock_fund density