Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 554.366401ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 513 mean 163 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 43944.818;0.010; 43945 77867.468;0.053; 111790.118;0.107; 145712.768;0.152; 179635.418;0.137; 213558.068;0.131; 247480.718;0.106; 281403.368;0.078; 281403 315326.018;0.060; 349248.668;0.038; 383171.318;0.033; 417093.968;0.022; 451016.618;0.020; 484939.267;0.013; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 61366.918;0.001; 61367 84411.110;0.004; 107455.303;0.019; 130499.496;0.045; 153543.688;0.075; 176587.881;0.098; 199632.073;0.109; 222676.266;0.117; 222676 245720.459;0.096; 268764.651;0.090; 291808.844;0.072; 314853.037;0.058; 337897.229;0.046; 360941.422;0.038; 383985.614;0.032; 407029.807;0.022; 407030 430074.000;0.019; 453118.192;0.012; 476162.385;0.007; 499206.578;0.011; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 35155.855;0.063; 35156 88139.803;0.259; 141123.752;0.268; 194107.700;0.185; 194108 247091.649;0.098; 300075.597;0.055; 353059.545;0.032; 406043.494;0.016; 406043 459027.442;0.008; 49093.534;0.005; 49094 85086.368;0.064; 121079.203;0.173; 157072.037;0.226; 157072 193064.871;0.186; 229057.705;0.130; 265050.539;0.083; 301043.374;0.054; 301043 337036.208;0.032; 373029.042;0.018; 409021.876;0.015; 445014.710;0.004; 445015 481007.545;0.003; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 8788.964;0.063; 8789 22034.951;0.259; 35280.938;0.268; 48526.925;0.185; 48527 61772.912;0.098; 75018.899;0.055; 88264.886;0.032; 12273.384;0.005; 12273 21271.592;0.064; 30269.801;0.173; 39268.009;0.226; 39268 48266.218;0.186; 57264.426;0.130; 66262.635;0.083; 75260.843;0.054; 75261 84259.052;0.032; 93257.260;0.018; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 35155.855;0.010; 35156 62293.975;0.053; 89432.095;0.107; 116570.215;0.152; 143708.334;0.137; 170846.454;0.131; 197984.574;0.106; 225122.694;0.078; 225123 252260.814;0.060; 279398.934;0.038; 306537.054;0.033; 333675.174;0.022; 360813.294;0.020; 387951.414;0.013; 415089.534;0.009; 442227.654;0.007; 442228 469365.774;0.006; 496503.894;0.003; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 49093.534;0.001; 49094 67528.888;0.004; 85964.242;0.019; 104399.596;0.045; 122834.951;0.075; 141270.305;0.098; 159705.659;0.109; 178141.013;0.117; 178141 196576.367;0.096; 215011.721;0.090; 233447.075;0.072; 251882.429;0.058; 270317.783;0.046; 288753.137;0.038; 307188.492;0.032; 325623.846;0.022; 325624 344059.200;0.019; 362494.554;0.012; 380929.908;0.007; 399365.262;0.011; 417800.616;0.008; 436235.970;0.007; 454671.324;0.002; 473106.679;0.002; 473107 491542.033;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 8788.964;0.010; 8789 15573.494;0.053; 22358.024;0.107; 29142.554;0.152; 35927.084;0.137; 42711.614;0.131; 49496.144;0.106; 56280.674;0.078; 56281 63065.204;0.060; 69849.734;0.038; 76634.264;0.033; 83418.794;0.022; 90203.324;0.020; 96987.853;0.013; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 12273.384;0.001; 12273 16882.222;0.004; 21491.061;0.019; 26099.899;0.045; 30708.738;0.075; 35317.576;0.098; 39926.415;0.109; 44535.253;0.117; 44535 49144.092;0.096; 53752.930;0.090; 58361.769;0.072; 62970.607;0.058; 67579.446;0.046; 72188.284;0.038; 76797.123;0.032; 81405.961;0.022; 81406 86014.800;0.019; 90623.638;0.012; 95232.477;0.007; 99841.316;0.011; 2011-2019 Euros stock_fund density