Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 504.35945ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 510 mean 160 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 23794.860;0.002; 23795 51637.972;0.010; 79481.084;0.042; 107324.196;0.087; 135167.307;0.118; 163010.419;0.126; 190853.531;0.106; 218696.643;0.109; 218697 246539.755;0.081; 274382.866;0.065; 302225.978;0.058; 330069.090;0.045; 357912.202;0.030; 385755.314;0.027; 413598.425;0.018; 441441.537;0.017; 441442 469284.649;0.014; 497127.761;0.011; 1988-2019 Euros Bonds plus stocks density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 93340.019;0.006; 93340 111735.074;0.020; 130130.130;0.038; 148525.186;0.057; 166920.242;0.064; 185315.298;0.074; 203710.353;0.078; 222105.409;0.086; 222105 240500.465;0.088; 258895.521;0.073; 277290.577;0.062; 295685.632;0.060; 314080.688;0.049; 332475.744;0.046; 350870.800;0.035; 369265.856;0.026; 369266 387660.911;0.030; 406055.967;0.024; 424451.023;0.015; 442846.079;0.015; 461241.135;0.008; 479636.190;0.010; 498031.246;0.004; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 19035.888;0.012; 19036 62524.177;0.129; 106012.466;0.244; 149500.755;0.215; 149501 192989.044;0.146; 236477.333;0.104; 279965.622;0.057; 323453.911;0.035; 323454 366942.199;0.025; 410430.488;0.015; 453918.777;0.006; 497407.066;0.006; 497407 74672.015;0.026; 74672 103403.340;0.095; 132134.665;0.139; 160865.991;0.164; 160866 189597.316;0.161; 218328.641;0.122; 247059.966;0.095; 275791.292;0.061; 275791 304522.617;0.054; 333253.942;0.030; 361985.267;0.017; 390716.593;0.012; 390717 419447.918;0.006; 448179.243;0.006; 476910.568;0.004; 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 4758.972;0.012; 4759 15631.044;0.129; 26503.116;0.244; 37375.189;0.215; 37375 48247.261;0.146; 59119.333;0.104; 69991.405;0.057; 80863.478;0.035; 80863 91735.550;0.025; 18668.004;0.026; 18668 25850.835;0.095; 33033.666;0.139; 40216.498;0.164; 40216 47399.329;0.161; 54582.160;0.122; 61764.992;0.095; 68947.823;0.061; 68948 76130.654;0.054; 83313.486;0.030; 90496.317;0.017; 97679.148;0.012; 97679 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 19035.888;0.002; 19036 41310.378;0.010; 63584.867;0.042; 85859.356;0.087; 108133.846;0.118; 130408.335;0.126; 152682.825;0.106; 174957.314;0.109; 174957 197231.804;0.081; 219506.293;0.065; 241780.783;0.058; 264055.272;0.045; 286329.761;0.030; 308604.251;0.027; 330878.740;0.018; 353153.230;0.017; 353153 375427.719;0.014; 397702.209;0.011; 419976.698;0.008; 442251.188;0.007; 464525.677;0.003; 486800.166;0.003; 1988-2019 Euros bond_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 74672.015;0.006; 74672 89388.060;0.020; 104104.104;0.038; 118820.149;0.057; 133536.193;0.064; 148252.238;0.074; 162968.283;0.078; 177684.327;0.086; 177684 192400.372;0.088; 207116.417;0.073; 221832.461;0.062; 236548.506;0.060; 251264.551;0.049; 265980.595;0.046; 280696.640;0.035; 295412.684;0.026; 295413 310128.729;0.030; 324844.774;0.024; 339560.818;0.015; 354276.863;0.015; 368992.908;0.008; 383708.952;0.010; 398424.997;0.004; 413141.042;0.008; 413141 427857.086;0.003; 442573.131;0.003; 457289.175;0.002; 472005.220;0.004; 486721.265;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 4758.972;0.002; 4759 10327.594;0.010; 15896.217;0.042; 21464.839;0.087; 27033.461;0.118; 32602.084;0.126; 38170.706;0.106; 43739.329;0.109; 43739 49307.951;0.081; 54876.573;0.065; 60445.196;0.058; 66013.818;0.045; 71582.440;0.030; 77151.063;0.027; 82719.685;0.018; 88288.307;0.017; 88288 93856.930;0.014; 99425.552;0.011; 1988-2019 Euros stock_fund density 0 0.025 0.05 0.075 0.1 Probability 0k 25k 50k 75k 100k http://area-stddev-2011-2019 http://area-2011-2019 18668.004;0.006; 18668 22347.015;0.020; 26026.026;0.038; 29705.037;0.057; 33384.048;0.064; 37063.060;0.074; 40742.071;0.078; 44421.082;0.086; 44421 48100.093;0.088; 51779.104;0.073; 55458.115;0.062; 59137.126;0.060; 62816.138;0.049; 66495.149;0.046; 70174.160;0.035; 73853.171;0.026; 73853 77532.182;0.030; 81211.193;0.024; 84890.205;0.015; 88569.216;0.015; 92248.227;0.008; 95927.238;0.010; 99606.249;0.004; 2011-2019 Euros stock_fund density