Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 91.238493ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 517 mean 144 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k 750k http://area-stddev-1988-2019 http://area-1988-2019 16930.770;0.003; 16931 54460.300;0.019; 91989.831;0.088; 129519.361;0.142; 167048.892;0.166; 204578.422;0.151; 242107.952;0.110; 279637.483;0.093; 279637 317167.013;0.062; 354696.544;0.048; 392226.074;0.030; 429755.604;0.022; 467285.135;0.018; 504814.665;0.014; 542344.195;0.010; 579873.726;0.006; 579874 617403.256;0.004; 654932.787;0.004; 692462.317;0.001; 729991.847;0.002; 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k 750k http://area-stddev-2011-2019 http://area-2011-2019 82575.776;0.010; 82576 117167.636;0.054; 151759.496;0.116; 186351.355;0.160; 220943.215;0.160; 255535.075;0.134; 290126.935;0.110; 324718.795;0.074; 324719 359310.654;0.057; 393902.514;0.042; 428494.374;0.026; 463086.234;0.020; 497678.094;0.012; 532269.953;0.006; 566861.813;0.006; 601453.673;0.004; 601454 636045.533;0.002; 670637.393;0.001; 705229.252;0.002; 739821.112;0.001; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.25 0.5 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 13544.616;0.022; 13545 72162.168;0.230; 130779.720;0.316; 189397.273;0.203; 189397 248014.825;0.110; 306632.377;0.052; 365249.929;0.033; 423867.482;0.016; 423867 482485.034;0.007; 66060.621;0.064; 66061 120089.811;0.276; 174119.002;0.294; 228148.192;0.183; 228148 282177.383;0.098; 336206.573;0.046; 390235.764;0.019; 444264.955;0.010; 444265 498294.145;0.003; 1988-2019 2011-2019 Euros bond_fund density 0 0.25 0.5 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 3386.154;0.022; 3386 18040.542;0.230; 32694.930;0.316; 47349.318;0.203; 47349 62003.706;0.110; 76658.094;0.052; 91312.482;0.033; 16515.155;0.064; 16515 30022.453;0.276; 43529.750;0.294; 57037.048;0.183; 57037 70544.346;0.098; 84051.643;0.046; 97558.941;0.019; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 13544.616;0.003; 13545 43568.240;0.019; 73591.865;0.088; 103615.489;0.142; 133639.113;0.166; 163662.738;0.151; 193686.362;0.110; 223709.986;0.093; 223710 253733.611;0.062; 283757.235;0.048; 313780.859;0.030; 343804.483;0.022; 373828.108;0.018; 403851.732;0.014; 433875.356;0.010; 463898.981;0.006; 463899 493922.605;0.004; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 66060.621;0.010; 66061 93734.109;0.054; 121407.596;0.116; 149081.084;0.160; 176754.572;0.160; 204428.060;0.134; 232101.548;0.110; 259775.036;0.074; 259775 287448.523;0.057; 315122.011;0.042; 342795.499;0.026; 370468.987;0.020; 398142.475;0.012; 425815.963;0.006; 453489.451;0.006; 481162.938;0.004; 481163 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 50k 100k http://area-stddev-1988-2019 http://area-1988-2019 3386.154;0.003; 3386 10892.060;0.019; 18397.966;0.088; 25903.872;0.142; 33409.778;0.166; 40915.684;0.151; 48421.590;0.110; 55927.497;0.093; 55927 63433.403;0.062; 70939.309;0.048; 78445.215;0.030; 85951.121;0.022; 93457.027;0.018; 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 0.2 Probability 0k 50k 100k http://area-stddev-2011-2019 http://area-2011-2019 16515.155;0.010; 16515 23433.527;0.054; 30351.899;0.116; 37270.271;0.160; 44188.643;0.160; 51107.015;0.134; 58025.387;0.110; 64943.759;0.074; 64944 71862.131;0.057; 78780.503;0.042; 85698.875;0.026; 92617.247;0.020; 99535.619;0.012; 2011-2019 Euros stock_fund density