Simulate returns

2500 runs, 40 years, 60 bins



Computations total took 807.584886ms

0k 250k 500k 750k 1000k Lump sum in Euro Monthly pension in Euro - 55 pct FV 0 1000 2000 3000 0 99 100 501 mean 135 worst http://area-1988-2019 http://area-2011-2019 1988-2019 2011-2019 Probability in percent Returns all years - Markov 0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 7239.475;0.001; 40595.481;0.009; 73951.488;0.052; 107307.494;0.113; 140663.501;0.128; 174019.507;0.152; 207375.514;0.133; 207376 240731.520;0.103; 274087.527;0.075; 307443.533;0.052; 340799.540;0.046; 374155.546;0.037; 407511.553;0.024; 440867.559;0.015; 474223.566;0.020; 474224 1988-2019 Euros Bonds plus stocks density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 69935.105;0.002; 69935 95485.816;0.010; 121036.527;0.041; 146587.239;0.076; 172137.950;0.100; 197688.661;0.104; 223239.372;0.110; 248790.083;0.120; 248790 274340.795;0.084; 299891.506;0.086; 325442.217;0.059; 350992.928;0.050; 376543.639;0.035; 402094.351;0.031; 427645.062;0.024; 453195.773;0.017; 453196 478746.484;0.010; 2011-2019 Euros Bonds plus stocks density
 

Yields compared by periods

0 0.1 0.2 0.3 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 31205.680;0.061; 83304.585;0.241; 135403.491;0.285; 135403 187502.396;0.178; 239601.302;0.098; 291700.207;0.061; 343799.112;0.035; 343799 395898.018;0.016; 447996.923;0.008; 55948.084;0.012; 55948 95855.861;0.118; 135763.639;0.205; 175671.416;0.230; 175671 215579.194;0.170; 255486.972;0.108; 295394.749;0.066; 335302.527;0.040; 335303 375210.304;0.020; 415118.082;0.012; 455025.859;0.007; 494933.637;0.005; 494934 1988-2019 2011-2019 Euros bond_fund density 0 0.1 0.2 0.3 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 http://area-stddev-2011-2019 http://area-2011-2019 7801.420;0.061; 20826.146;0.241; 33850.873;0.285; 33851 46875.599;0.178; 59900.325;0.098; 72925.052;0.061; 85949.778;0.035; 85950 98974.504;0.016; 13987.021;0.012; 13987 23963.965;0.118; 33940.910;0.205; 43917.854;0.230; 43918 53894.798;0.170; 63871.743;0.108; 73848.687;0.066; 83825.632;0.040; 83826 93802.576;0.020; 1988-2019 2011-2019 Euros stock_fund density
 
 

Yields from bond_fund

0 0.05 0.1 0.15 0.2 Probability 0k 250k 500k http://area-stddev-1988-2019 http://area-1988-2019 5791.580;0.001; 32476.385;0.009; 59161.190;0.052; 85845.995;0.113; 112530.801;0.128; 139215.606;0.152; 165900.411;0.133; 165900 192585.216;0.103; 219270.021;0.075; 245954.827;0.052; 272639.632;0.046; 299324.437;0.037; 326009.242;0.024; 352694.048;0.015; 379378.853;0.020; 379379 406063.658;0.008; 432748.463;0.008; 459433.268;0.003; 486118.074;0.006; 1988-2019 Euros bond_fund density 0 0.05 0.1 0.15 Probability 0k 250k 500k http://area-stddev-2011-2019 http://area-2011-2019 55948.084;0.002; 55948 76388.653;0.010; 96829.222;0.041; 117269.791;0.076; 137710.360;0.100; 158150.929;0.104; 178591.498;0.110; 199032.067;0.120; 199032 219472.636;0.084; 239913.205;0.086; 260353.774;0.059; 280794.343;0.050; 301234.912;0.035; 321675.481;0.031; 342116.050;0.024; 362556.619;0.017; 362557 382997.187;0.010; 403437.756;0.010; 423878.325;0.006; 444318.894;0.006; 464759.463;0.005; 485200.032;0.002; 2011-2019 Euros bond_fund density
 

Yields from stock_fund

0 0.05 0.1 0.15 0.2 Probability 0k 25k 50k 75k 100k http://area-stddev-1988-2019 http://area-1988-2019 1447.895;0.001; 8119.096;0.009; 14790.298;0.052; 21461.499;0.113; 28132.700;0.128; 34803.901;0.152; 41475.103;0.133; 41475 48146.304;0.103; 54817.505;0.075; 61488.707;0.052; 68159.908;0.046; 74831.109;0.037; 81502.311;0.024; 88173.512;0.015; 94844.713;0.020; 94845 1988-2019 Euros stock_fund density 0 0.05 0.1 0.15 Probability 0k 50k 100k http://area-stddev-2011-2019 http://area-2011-2019 13987.021;0.002; 13987 19097.163;0.010; 24207.305;0.041; 29317.448;0.076; 34427.590;0.100; 39537.732;0.104; 44647.874;0.110; 49758.017;0.120; 49758 54868.159;0.084; 59978.301;0.086; 65088.443;0.059; 70198.586;0.050; 75308.728;0.035; 80418.870;0.031; 85529.012;0.024; 90639.155;0.017; 90639 95749.297;0.010; 2011-2019 Euros stock_fund density